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397 Burgess St, Saint Paul, MN, 55117

4beds
2baths
1,282sqft
$219,900
$172price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

Welcome to this charming two-story home nestled on a quiet street in St. Paul's North End neighborhood. This well-maintained property features four bedrooms, two bathrooms, and a two-car garage. Enjoy a blend of classic charm and modern updates with beautiful hardwood floors, brand-new carpet, a new furnace, central air conditioning, and fresh paint throughout. Home has a fenced in backyard which is convenient for those with young children and pets. Conveniently located just minutes from major highways, this home offers easy access to shopping, dining, and everyday amenities, as well as nearby Como Lake for outdoor recreation. A perfect combination of comfort, location, and value—don’t miss this opportunity!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
3/10
Murray Middle SchoolGrades 6-83.9 mi
2/10

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 91
  • Dimensions: 7x13

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 78
  • Dimensions: 6x13

Bedroom4

  • Level: Upper
  • Area: 104
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,282

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Kitchen

  • Level: Main
  • Area: 112
  • Dimensions: 14x8

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Loft

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 252923310030
  • Zoning description: Residential-Single Family
  • Foundation area: 700

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 35 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$143$1,716
Property Taxes $400$4,800
Electricity $170$2,050
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$137
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$239,900
2017-06-12Sold$112,000
2017-03-16Listed for sale$110,000
2010-01-04Sold$57,000
2009-10-20Sold$57,000
2009-05-06Sold$57,000
2006-01-25Sold$150,000

For Sale by Agent

AgentMee Yang
BrokerageDiversified Realty

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