See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2505 W 45th St, Chicago, IL, 60632

4beds
3baths
760sqft
$315,000
$414price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

4 Bedroom, 2.1 Bath 2 Story Brick and Sided Single Family Home with Additional Parking Spaces in Rear of Home! Hardwood Floors Throughout with a Large Eat-In Kitchen and Built-In Pantry! 1 & a Potential 2nd Bedroom on 2nd Floor with a Bathroom! Patio and a Full Finished Basement with Possible In-Law Arrangement! 1st Floor Laundry Room and Additional Storage Rooms!

Getting Around

69
WalkingSomewhat Walkable
62
TransitGood Transit
67
BikeBikeable

Schools

4/10
Shields Elementary SchoolGrades PK-40.3 mi
5/10
Shields Middle SchoolGrades 5-80.4 mi

Construction

Condition

  • Year built: 1903

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 210
  • Dimensions: 14X15

Bedroom4

  • Level: Basement
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Window features: Drapes
  • Flooring: Hardwood
  • Attic: Finished,Full

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 760 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 10X4

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Half)
  • Level: Second
  • Area: 224
  • Dimensions: 16X14

Sitting Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 19014200210000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 2,952 sqft
  • Lot size dimensions: 24X123

Parking

  • Total spaces: 2
  • Parking features: Off Alley,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$158$1,896
Property Taxes $454$5,448
Electricity $130$1,569
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 60632$206
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60632$204
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$299,900
2026-07-24Listed for sale$315,000
2015-11-27Sold$61,000
2015-09-14Pending sale$64,000
2015-08-27Listed for sale$64,000

For Sale by Agent

AgentLola Jefferson
BrokerageRE/MAX of Naperville

Similar Homes