13906 Front Beach Rd, Panama City Beach, FL, 32413
About This Home
Positioned along the sugar-white sands and emerald waters of Florida's famed Gulf Coast, 13906 Front Beach Road represents a rare opportunity to own a private, fully self-contained beachfront estate in the exclusive Bid-A-Wee Beach enclave. Encompassing approximately 3,720 square feet with six bedrooms and four baths, this exceptional residence offers the flexibility of a grand single-family retreat with two full kitchens, living areas, and Gulf-view terraces. Designed for refined coastal living, the home's elevated interiors capture breathtaking panoramic views of the Gulf of Mexico from expansive open-concept living spaces and private balconies. Elegant finishes include granite countertops, stainless steel appliances, custom cabinetry, and gas fireplaces, creating an atmosphere of relaxed sophistication. The top floor living area in includes a professionally installed Bose surround sound system with acoustic modeling to insure optimal performance. An elevator provides seamless access to upper levels, while dual garages and private driveways ensure convenience and discretion. Residents enjoy privileged access to over 2,000 feet of gated private beachfront--an extraordinary amenity rarely found along this world-renowned coastline. This exclusive setting offers tranquility and privacy while remaining moments from the vibrant dining, shopping, and entertainment of Panama City Beach. Whether envisioned as a legacy family compound, an international vacation residence, or a high-performing investment asset, this property delivers exceptional versatility and enduring value. With its commanding Gulf views, private beach access, and flexible dual-residence design, 13906 Front Beach Road is a true luxury offering on Florida's Emerald Coast. Private showings available by appointment only. Please see virtual tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Other
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Range
- Laundry features: Stacked
Bedroom
- Level: Third
- Dimensions: 11 x 10
Bedroom
- Level: Third
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Bonus Room
- Level: First
- Dimensions: 11.5 x 10
Dining Room
- Level: Third
- Dimensions: 27 x 19
Features
- Double Vanity
- Door features: Storm Door(s)
Garage
- Level: First
- Dimensions: 25 x 19
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s),Multi Units
Interior Area
- Total structure area: 3,720
- Total interior livable area: 3,720 sqft
Kitchen
- Level: Third
- Dimensions: 11 x 10.5
Laundry
- Level: Third
- Dimensions: 5 x 5
Master Bathroom
- Level: Third
- Dimensions: 15 x 5
Master Bedroom
- Level: Third
- Dimensions: 15 x 13
Other
- Level: Third
- Dimensions: 7 x 6
Property
Details
- Parcel number: 34640100002
- Special condition: Listed As-Is
Features
- Levels: Three Or More
- Stories: 3
- Private pool: Yes
- Pool features: Fenced,Gas Heat,In Ground,Private
- Patio & porch: Balcony,Patio,Open,Porch
- Exterior features: Patio,Outdoor Shower
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Lot size: 6,098 sqft
- Features: Sprinkler System
- Lot size dimensions: 60' x 100'
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $3,165 | $37,980 |
| Property Taxes | $1,327 | $15,924 |
| Electricity | $374 | $4,492 |
| Total | $18,518 | $222,216 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $2,450,000 |
| 2026-02-24 | Listed for sale | $2,700,000 |
| 2026-01-01 | Listing removed | $2,900,000 |
| 2025-07-25 | Listed for sale | $2,900,000 |
| 2012-11-14 | Listing removed | $399,000 |
| 2012-11-13 | Price change | $399,000 |
| 2012-11-10 | Price change | $379,000 |
| 2012-11-03 | Price change | $399,000 |
| 2012-11-02 | Price change | $379,000 |
| 2012-10-31 | Price change | $399,000 |
| 2012-10-30 | Price change | $379,000 |
| 2012-10-29 | Price change | $399,000 |
| 2012-10-26 | Price change | $379,000 |
| 2012-10-23 | Price change | $399,000 |
| 2012-10-16 | Price change | $379,000 |
| 2012-10-15 | Price change | $399,000 |
| 2012-09-27 | Price change | $379,000 |
| 2012-09-22 | Price change | $399,000 |
| 2012-09-18 | Price change | $379,000 |
| 2012-09-17 | Price change | $399,000 |
| 2012-09-16 | Price change | $379,000 |
| 2012-09-12 | Price change | $399,000 |
| 2012-09-07 | Price change | $379,000 |
| 2012-09-06 | Price change | $399,000 |
| 2012-08-27 | Listed for sale | $379,000 |
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