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120 Croatan Road, Hertford, NC, 27944

3beds
2baths
2,045sqft
$360,000
$176price/sqft
$2,365/moest. monthly cost
$94,600/yrincome needed

About This Home

Welcome home to beautiful Albemarle Plantation, one of Northeastern North Carolina's premier gated golf and boating communities. Nestled on a quiet, low-traffic street, this well-maintained home offers the perfect combination of comfort, quality, and an exceptional lifestyle. The inviting open floor plan features 2,045 square feet of living space with 3 bedrooms and 2 bathrooms. The spacious primary suite includes dual vanities, creating a functional and private retreat. Beautiful wood flooring adds warmth and character throughout the main living areas. Numerous recent updates provide peace of mind, including a new roof (2026), Trex decking (2026), Pella windows (2026), updated faucets, and a two-year-old HVAC system. The washer, dryer, refrigerator, range, and built-in microwave--all approximately four years old--convey with the home, making your move even easier. Brightspeed Fiber Optic internet is available for those who work from home or simply enjoy fast, reliable connectivity. Situated on a .275-acre lot, the home is conveniently located near the golf course, clubhouse, and community pool. Enjoy everything Albemarle Plantation has to offer, including an 18-hole Dan Maples championship golf course, deep-water marina, clubhouse with dining, swimming pool, fitness center, tennis and pickleball courts, and a vibrant calendar of social activities. Whether you're looking for a full-time residence or a relaxing retreat, this home offers the perfect opportunity to enjoy resort-style living every day.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Hertford Grammar SchoolGrades 3-58.1 mi
6/10
Perquimans County MiddleGrades 6-89.9 mi
4/10
Perquimans County HighGrades 9-127.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Ceiling Fan(s),Built-in Features,Gas Log
  • Door features: Storm Door(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump,Whole House Fan

Interior Area

  • Total structure area: 2,045
  • Total interior livable area: 2,045 sqft

Property

Details

  • Parcel number: 2D082E019Ap
  • Zoning: RA-25
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Gas Log,Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.28 Acres
  • Features: Interior Lot,Landscaped,Near Golf Course
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$168$2,016
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,365$28,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,085/yr
40% on housing$70,950/yr
45% on housing$63,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 27944$158
Perquimans County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27944$170
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Listed for sale$360,000
2016-08-19Sold$160,000
2016-07-13Pending sale$189,000
2016-04-29Price change$189,000
2016-02-14Listed for sale$199,000
2016-01-22Pending sale$199,000
2015-05-07Price change$199,000
2015-03-31Price change$224,900
2015-03-07Price change$199,000
2015-02-07Listed for sale$224,900

For Sale by Agent

AgentCyn Owens
BrokerageTaylor Mueller Realty, Inc.

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