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14 County Road 3182, Vernon, AZ, 85940

4beds
2baths
3,166sqft
$684,000
$216price/sqft
$4,131/moest. monthly cost
$165,240/yrincome needed

About This Home

Located in Vernon, just about 15 minutes from Show Low, this spacious home offers the perfect balance of convenience & peaceful country living. Enjoy easy access to town while being far enough away to take in the quiet, starry nights, abundant wildlife, & the natural beauty the White Mountains offer. With nearby access to US Forest Service land, you can enjoy hiking, ATVing, & exploring right out your back door. Inside, the main level features 3 bedrooms & 2 baths, along with a spacious kitchen, dining area, laundry & living room anchored by a cozy fireplace. There is an additional living space, currently set up as a pool/game room. The large deck space offers plenty of space to take in the awesome views. Downstairs, you'll find a versatile bonus area that could serve as a home offi another living space, or mudroom, along with an additional large bedroomWith plumbing already in place for a future bathroom, there's excellent potential to expand and customize to your needs. The oversized two-car garage includes a generous bonus area--perfect for a workshop, extra storage, or parking your outdoor toys. Situated on 2 acres made up of two separate one-acre parcels, this property offers unique flexibility. Whether you choose to keep the space for added privacy, sell off a lot, or build an additional home or structure, the possibilities are wide open. Clean, peaceful surroundings, room to grow, and endless outdoor adventure--this is the kind of property that truly lets you enjoy everything mountain living has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Vernon Elementary SchoolGrades PK-82.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Stemwall
  • Roof: Metal,Pitched
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Vaulted Ceiling(s),Shower,Tub/Shower,Double Vanity,Full Bath,Kitchen/Dining Room Combo,Breakfast Bar,Split Bedroom
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,166
  • Total interior livable area: 3,166 sqft

Property

Details

  • Parcel number: 10658060

Features

  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Privacy
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 2 Acres
  • Features: Wooded

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Cold Wave

FEMA Declared Disasters in Apache County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,458$41,496
Home Insurance $219$2,628
Property Taxes $119$1,428
Electricity $335$4,023
Total$4,131$49,572

Income You'd Need if You Spent...

35% on housing$141,634/yr
40% on housing$123,930/yr
45% on housing$110,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 85940$207
Apache County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 85940
Apache County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$699,000
2021-12-09Sold$560,000
2021-10-13Pending sale$575,000
2021-08-23Listing removed--
2021-07-14Listed for sale$575,000
2012-02-04Listing removed$245,000
2011-10-21Listed for sale$245,000

For Sale by Agent

AgentNicole L Van Den Bosch
BrokerageRealty Executives AZ Territory - Show Low

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