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10 Jamestown St, Randolph, NY, 14772

3beds
2baths
2,564sqft
$125,000
$49price/sqft
$1,340/moest. monthly cost
$53,600/yrincome needed

About This Home

Excellent investment opportunity in the heart of Randolph, NY! This well-maintained brick duplex offers two income-producing units and is conveniently located close to schools, shopping, restaurants, and all village amenities. The upper apartment features 3 bedrooms (1 currently used as laundry room) and 1 full bath, open kitchen and living room with plenty of storage. The lower unit offers 1 bedroom, large, walk-in closet, living room, and kitchen, and 3/4 bath. The property has been thoughtfully maintained, including professionally repointed brickwork and two newer furnaces, 1 newer hot water tank. Tenants pay their own gas and electric, with separate gas and electric meters for each apartment. Public water and sewer are currently paid by the seller. Both units include a stove and refrigerator owned by the seller. Any washers and dryers located on-site belong to the tenants and are not included in the sale. Additional features include a full basement, ample off-street parking, and an extra lot that provides additional space and flexibility. Situated along a high-visibility, heavily traveled corridor, the property offers excellent exposure and potential for future development opportunities. The additional lot may provide possibilities for expanded use, additional parking, or other ventures, subject to municipal approvals and zoning requirements. Whether you're looking to expand your investment portfolio or explore mixed-use possibilities, this property offers outstanding potential in a desirable village location. Don't miss this opportunity to own a solid brick multi-family property with strong rental appeal and future possibilities in Randolph, New York!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Membrane,Metal,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,564
  • Total interior livable area: 2,564 sqft

Property

Details

  • Parcel number: 04760007006400010140000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck

Lot

  • Lot size: 0.31 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 128 x 118

Parking

  • Parking features: Gravel,Parking Available,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$85$1,020
Property Taxes $200$2,400
Electricity $423$5,084
Total$1,340$16,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,942/yr
40% on housing$40,200/yr
45% on housing$35,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 14772$89
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14772$86
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$125,000
1996-05-02Sold$65,000

For Sale by Agent

AgentTonya Studley
BrokerageERA Team VP Real Estate

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