21-23 Derby Ave, Auburn, NY, 13021
About This Home
Located on a quiet private street, this solidly built two-family side-by-side home offers a fantastic opportunity for owner-occupants or investors alike. Each spacious unit features 3 bedrooms and 1 full bathroom as well as providing comfortable living with thoughtful updates and enduring quality. Recent improvements include updated hall and bathroom flooring, a refreshed front porch, a new suspended ceiling, and fresh paint both inside and out. The home's well-crafted construction and durable metal roof are standout features that ensure long-term value. Whether you're looking to live in one unit and rent the other, or expand your investment portfolio, this property offers flexibility, functionality, and peace of mind in a quiet, desirable setting. New certificate of occupancy issued Nune 2025
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,452
- Total interior livable area: 2,452 sqft
Property
Details
- Parcel number: 05010011505000010160000000
- Zoning description: Residential 2 Unit
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Fence
- Fencing: Partial
Lot
- Lot size: 5,227 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot
- Lot size dimensions: 52 x 100
Parking
- Parking features: Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $694 | $8,328 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $199 | $2,388 |
| Electricity | $405 | $4,862 |
| Total | $1,358 | $16,296 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-29 | Price change | $137,400 |
| 2025-07-31 | Listed for sale | $139,900 |
| 2024-01-27 | Listing removed | -- |
| 2023-11-29 | Price change | $97,000 |
| 2023-09-15 | Listed for sale | $98,000 |
| 2023-08-24 | Pending sale | $98,000 |
| 2023-08-15 | Listing removed | -- |
| 2023-08-02 | Pending sale | $98,000 |
| 2023-07-26 | Listed for sale | $98,000 |
| 2005-04-29 | Sold | $125,100 |
| 2003-01-17 | Sold | $14,007 |
| 2002-07-24 | Sold | $57,725 |
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