See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

121 Osborne St, Auburn, NY, 13021

3beds
2baths
1,452sqft
$76,900
$53price/sqft
$769/moest. monthly cost
$30,760/yrincome needed

About This Home

Opportunity awaits with this affordable 2-family investment property offered at an investor/handyman price!!! Featuring low-maintenance vinyl siding, this property offers excellent upside potential for investors or owner-occupants looking to build instant sweat equity. With a spacious 2 bedroom apartment downstairs with large living areas and functional layouts for both apartments, this property offers a strong foundation for cosmetic improvements and increased rental income. Available to be purchased with MLS#S1684379 and MLS#S1684388 as a bundle sale.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
4/10
Auburn High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Property

Details

  • Parcel number: 05010011606200020250000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Awning(s)

Lot

  • Lot size: 7,627 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 71 x 107

Parking

  • Parking features: Gravel,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $388$4,656
Home Insurance *$33$396
Property Taxes $102$1,224
Electricity $246$2,954
Total$769$9,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,365/yr
40% on housing$23,070/yr
45% on housing$20,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$135
Cayuga County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$76,900
2026-05-25Listed for sale$84,900
2022-03-16Sold$64,900
2022-03-08Pending sale$74,900
2022-02-15Contingent$74,900
2022-01-25Listed for sale$74,900
2019-09-01Listing removed$69,000
2019-02-19Listed for sale$69,000

For Sale by Agent

AgentAdam Hurd
BrokerageSun Harvest Realty Inc.

Similar Homes