




5360 Church Rd, Moravia, NY, 13118
About This Home
Set in harmony with the land, this thoughtfully updated earth berm home on 31.68± acres reflects a quieter way of living—built on balance, efficiency, and connection. Originally constructed in 1983 and extensively renovated in 2015, the home has been carefully maintained and refined into a space that feels grounded and full of light. A south-facing wall of glass defines the interior, drawing in natural sunlight that fills the open living space throughout the day. The layout is practical and comfortable—anchored by a gas stove, supported by electric systems and Mitsubishi mini-splits, and finished with a blend of carpet, LVT, and tile. A spacious bathroom off the kitchen features a walk-in shower, while the primary suite offers a large bedroom, walk-in closet, and private bath with full tub and shower. A second bedroom provides additional flexibility, and laundry is tucked into a hall closet off the kitchen. Built with eight-inch concrete walls on three sides, the earth-sheltered design supports natural insulation and year-round efficiency. A root cellar maintains a steady temperature around 44 degrees and houses the mechanicals. Water is abundant, supplied by both a deep drilled well and a natural spring. A 1,000-gallon septic system—recently pumped—and a roof approximately 12 years old round out the home’s intentional infrastructure. Outside, the land reflects abundant stewardship. Roughly half the acreage is leased for organic farming with no chemical inputs. A spring-fed pond supports fish and wildlife, while the wooded portion remains unlogged. A three-bay garage with concrete floors, 220 electric, subpanel, wood stove, and metal roof adds utility and function for a wide range of users. Located just 1.5 miles from the area-famous Frozen Ocean State Forest, the setting extends beyond its boundaries—where home and ground work together in quiet alignment. Please provide ample time to schedule a showing. Proof of funds or proof of pre-qualification required for confirmation.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1983
Materials
- Foundation: Poured,Slab
- Roof: Asphalt
- Construction materials: Blown-In Insulation,Fiber Cement,Frame,Other,See Remarks,Structural Insulated Panels
Type & Style
- Home type: SingleFamily
- Architectural style: Other,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Propane Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Kitchen/Family Room Combo,Other,See Remarks,Storage,Bedroom on Main Level,Main Level Primary
- Flooring: Carpet,Ceramic Tile,Laminate,Varies
Heating & Cooling
- Heating features: Ductless,Electric,Propane
- Cooling features: Ductless
Interior Area
- Total structure area: 1,104
- Total interior livable area: 1,104 sqft
Property
Details
- Parcel number: 05428917800000010120110000
- On leased land: Yes
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch
- Exterior features: Dirt Driveway,Gravel Driveway,Patio,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: River Access,Stream
- Waterbody name: Decker Creek
- Frontage length: 1227
Lot
- Lot size: 31.68 Acres
- Features: Flood Zone,Irregular Lot,Other,See Remarks
- Lot size dimensions: 1162 x 1156
Parking
- Total spaces: 3
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $568 | $6,816 |
| Electricity | $246 | $2,954 |
| Total | $2,843 | $34,116 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $379,900 |
| 2016-01-27 | Sold | $112,000 |
| 2000-11-29 | Sold | $79,900 |
For Sale by Agent
