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6790 E Lake Rd, Auburn, NY, 13021

3beds
2baths
1,440sqft
$664,900
$462price/sqft
$4,947/moest. monthly cost
$197,880/yrincome needed

About This Home

Stunning year-round waterfront Victorian nestled on the northern shore of Owasco Lake. This wonderfully updated 3 bedroom 2 full bath lakefront home features 83 ft of private waterfront, hardwoods and natural light throughout, newly renovated kitchen and baths, custom cabinetry and built-ins, magnificent lakeside porch, and 4 car garage with storage above. The first floor features: lake views from every room; sophisticated living room with stone fireplace, custom built-in settee (Auburn cabinetry), hardwoods and lovely lake views; spacious dining room with oversized custom windows; renovated kitchen (Corian counters and new appliances) and eat in area with handcrafted cabinetry, credenza and shelving; large first floor den; first floor laundry / mudroom; and three season sunroom over-looking the substantial backyard. The second floor hosts three bedrooms with hardwoods, a newly renovated spa-like full bath, and 3 season sleeping porch with panoramic views of Owasco Lake. The sizable garage offers lateral / tandem parking for 4 large vehicles with first floor space to spare for additional storage and a full second story (currently used as storage). This well-built structure has full electrical service, water and sewer lines present (need to be connected), and is plumbed for a bathroom. The sweeping wrap-around front porch presents remarkable outdoor space for entertaining and additional exterior living space. This property has private waterfront across the street which can support both a hoist and dock. The walkable proximity to Emerson Park, Merry-go-round Playhouse, boating, golfing (2 courses border the property) and all the Finger Lakes region has to offer make this location highly desirable.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Owasco Elementary SchoolGrades K-61.1 mi
7/10
4/10
Auburn High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Blown-In Insulation,Frame,Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Bathroom Rough-In,Den,Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Galley Kitchen,Solid Surface Counters,Natural Woodwork,Window Treatments,Programmable Thermostat
  • Window features: Drapes,Leaded Glass,Thermal Windows
  • Flooring: Hardwood,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Gas,Zoned,Baseboard,Forced Air
  • Cooling features: Ductless,Zoned

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 05460012300400010640000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway
  • Fencing: Pet Fence
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Deeded Access,Lake
  • Waterbody name: Owasco Lake
  • Frontage length: 83

Lot

  • Lot size: 0.62 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 83 x 327

Parking

  • Total spaces: 4
  • Parking features: Detached,Electricity,Garage,Storage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$292$3,504
Property Taxes $1,047$12,564
Electricity $246$2,954
Total$4,947$59,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,611/yr
40% on housing$148,410/yr
45% on housing$131,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$129
Cayuga County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$749,900
2026-02-01Listed for sale$774,900

For Sale by Agent

AgentJane Ross
BrokerageFinger Lakes Sothebys Intl.

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