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33555 Merrill Ranch Rd, O Neals, CA, 93645

0beds
0baths
--sqft
$950,000
--price/sqft
$6,322/moest. monthly cost
$252,880/yrincome needed

About This Home

Part of the original Merrill Ranch, this remarkable 120-acre property offers privacy, breathtaking views, and endless potential. A year-round creek winds through the land, creating a peaceful and scenic setting. The property is partially fenced and features a 5,500 sq ft unfinished home along with an unfinished barn that includes a future apartment area. Permits have expired, offering the next owner the opportunity to reimagine and complete the project to their vision. Incredible opportunity for a ranch, retreat, multigenerational living, or investment property. Sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 050095012000

Features

  • Topography of land: Hills, Meadows And Creek.

Lot

  • Lot size: 120 Acres
  • Features: Rural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$575$6,900
Property Taxes $546$6,552
Electricity $398$4,786
Total$6,322$75,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,754/yr
40% on housing$189,660/yr
45% on housing$168,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 93645$86
Madera County$581

vs Homes Sold Last Month

Median $/sqft

ZIP 93645$277
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$950,000
2014-08-05Listing removed$995,000
2014-01-31Listed for sale$995,000
2013-02-05Listing removed$1,000,000
2012-06-20Price change$1,000,000
2011-09-30Listed for sale$885,000

For Sale by Agent

AgentTammi Nott
BrokerageLondon Properties, Ltd.

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