4283 Carrs Cove Rd, Union Springs, NY, 13160
About This Home
Nestled along the highly sought-after east shore of Cayuga Lake, this charming lakefront cottage is an exceptional opportunity to enjoy waterfront living with ~255 feet of pristine frontage and breathtaking sunset views across the lake. Set on .89 acres, the property features municipal water, a private boat ramp for easy lake access, and an impressive 40 x 60 barn providing abundant storage for boats, equipment, or recreational use. The quaint cottage could be the perfect seasonal retreat and presents excellent potential as a short-term rental or Airbnb investment. With its expansive and desirable lake frontage, the property is full of exciting possibilities for future development, including the opportunity to build your dream lakefront home. In addition, with proper permitting and approvals, this unique property could lend itself to a variety of lakefront business ventures. Whether you are searching for a peaceful getaway, an investment opportunity, or a premier waterfront setting to create something truly special, this rare Cayuga Lake property combines charm, versatility, and endless potential. This property can also be acquired in conjunction with an additional building lot consisting of ~.78 acres and 140' of lake frontage and a separate single family home if desired. Please refer to the following MLS#s: R1683315 and R1683309
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1950
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer,Water Softener Owned
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Dining Room,Bedroom on Main Level
- Flooring: Carpet,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 05548915000900010130010000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
- On waterfront: Yes
- Waterfront features: Boat Ramp/Lift Access,Dock Access,Lake
- Waterbody name: Cayuga Lake
- Frontage length: 255
Lot
- Lot size: 0.89 Acres
- Features: Irregular Lot,Rural Lot
Parking
- Total spaces: 10
- Parking features: Detached,Garage,Circular Driveway,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 10
- Covered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $366 | $4,392 |
| Property Taxes | $1,245 | $14,940 |
| Electricity | $246 | $2,954 |
| Total | $6,402 | $76,824 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Price change | $899,000 |
| 2026-05-21 | Listed for sale | $999,000 |
| 2021-05-14 | Sold | $500,000 |
| 2021-04-01 | Pending sale | $899,000 |
| 2021-01-20 | Listing removed | -- |
| 2020-09-30 | Listed for sale | $899,000 |
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