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20 E 17th St Fl 7, New York, NY, 10003

3beds
2baths
2,125sqft
$3,499,000
$1,647price/sqft
$20,697/moest. monthly cost
$827,880/yrincome needed

About This Home

FULL FLOOR CONDO LOFT w/ DIRECT ELEVATOR ACCESS and LOW MONTHLIES Occupying the entire 7th floor at 20 East 17th Street, this meticulously renovated full-floor condominium spans approximately 2,125 square feet and delivers bold, modern loft living with refined finishes and unmistakable downtown style. Thoughtfully configured for both flexibility and comfort, this residence offers two bedrooms plus an interior guest room/office, two full baths, a dedicated home office area and separate laundry room. Creating an immediate sense of privacy, a key-locked elevator opens directly into the expansive, sun-filled great room with ceiling heights exceeding 10 feet. Here, four oversized north-facing windows flood the space with natural light and frame iconic New York City classic water tower and Empire State Building views. A vented wood-burning fireplace with sleek white marble mantel and hearth anchors the living room which flows seamlessly into the dining area, sitting room, office/media areas, and chef's kitchen- creating an authentic downtown loft experience. The private bedroom quarters include a spacious primary suite and a well-appointed second bedroom. Both are south-facing and overlook classic NYC fire escape landings, offering lovely midday light and peaceful, quiet surroundings. A spacious custom walk-in closet enhances the comfort and functionality of the space. The third interior room with transom window adds valuable flexibility and can easily serve as an additional home office or private retreat for guests. The serene primary en suite bathroom with oversized sliding glass door features a freestanding clawfoot tub, a custom, one-of-a-kind sink and cabinetry, and glass-enclosed walk-in steam shower. The custom finished ombre walls by Art in Construction flow onto the striking black polished concrete floor creating a visual calm. The second full bath is beautifully finished with rich walnut woodwork and cabinetry, wall to wall mirrors, speaker system into the space and in-floor ambient lighting. Both bathrooms offer custom oversized mirrored cabinets and storage with integrated vanity lighting. The open chef's kitchen is centered around a substantial island and delivers exceptional counter and storage space. A suite of premium appliances - including Viking Range, Subzero fridge, and Bosch dishwasher - are complemented by custom built cabinetry and walnut shelving, accent lighting and refined countertops, creating a sophisticated culinary space. A north facing, windowed private desk area, dedicated laundry room, and custom media niche add thoughtful dimension, while maple hardwood flooring unifies the interiors with warmth and understated sophistication. Additional features of the home include central air conditioning, vented Bosch washer/dryer, custom outfitted closets including an exceptionally deep walk-in, ambient lighting system, through the house surround sound stereo system, movie projector with ceiling-mounted 10' screen, In-Home ADT system, InSinkErator, and in-closet safe. This boutique eight-unit condominium offers a private and pristine setting, video security system remotely operable by phone and tablet, and an on-call superintendent, and daily porter who manages the care and cleaning of the building. The building's elevator is newly replaced (2025). Located in the heart of the Union Square just half a block to its renowned Greenmarket operating 4 days a week. This exceptional residence is immersed in the very best of downtown Manhattan. Surrounded by world-class dining, luxury shopping, and cultural landmarks, with effortless access to multiple transportation lines, this is refined city living at its most dynamic - defined by location, lifestyle, and lasting value.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
91
BikeBiker's Paradise

Schools

8/10
8/10
Jhs 104 Simon BaruchGrades 6-80.6 mi
9/10
The Clinton SchoolGrades 6-120.1 mi

Construction

Condition

  • Year built: 1899

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,125
  • Total interior livable area: 2,125 sqft

Property

Details

  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,692$212,304
Home Insurance *$584$7,008
Property Taxes $2,070$24,840
Electricity $351$4,214
Total$20,697$248,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$709,611/yr
40% on housing$620,910/yr
45% on housing$551,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,647This listing

vs Other Active Listings

Avg $/sqft

ZIP 10003$1,466
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10003$1,089
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$3,800,000
2011-11-22Listing removed$2,550,000
2011-10-13Pending sale$2,550,000
2011-09-17Listed for sale$2,550,000

For Sale by Agent

AgentJuliana Frei
BrokerageBrown Harris Stevens

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