




2360 Circle Dr, White Bear Lake, MN, 55110
About This Home
MULTIPLE OFFERS. HIGHEST AND BEST OFFERS DUE BY MONDAY AUGUST 10TH AT 2PM. One-of-a-kind rambler located just blocks from beautiful White Bear Lake, offering an incredible opportunity to build equity in one of the area's most desirable neighborhoods. This home features three bedrooms on the main level, an oversized living room and dining room filled with natural light, and a spacious kitchen ready for your personal updates and design ideas. Outside, you'll find an extra-large two-car garage with an attached workshop, a huge backyard deck with a built-in firepit that's perfect for entertaining, grilling, or relaxing, plus a storage shed for lawn equipment and additional storage. The beautifully landscaped yard features mature pine trees, a graceful willow tree, colorful perennial gardens with lilacs and lilies, and edible mulberry bushes, creating a peaceful outdoor setting to enjoy for years to come. The handsome brick and siding exterior is in excellent condition, providing timeless curb appeal and a solid foundation for future improvements. The lower level offers more than 1,000 square feet of unfinished space, creating endless possibilities to expand the home's living area, add additional bedrooms or a family room, and significantly increase its value. Similar remodeled homes in the area have sold for over $400,000, making this an outstanding opportunity for homeowners and investors alike. The location is just as impressive as the home itself. Enjoy being minutes from White Bear Lake's beaches, boating, fishing, walking trails, and year-round recreation. Matoska Park and Lakewood Hills Park are nearby, while charming downtown White Bear Lake offers locally owned restaurants, coffee shops, boutiques, spas, Marketfest, and community events throughout the year. You'll also appreciate the home's exceptional walkability, with multiple schools, Century College, the White Bear Center for the Arts, Hanifl Performing Arts Center, Tamarack Nature Center, the YMCA, and the library all just minutes away. Convenient access to Highway 61 and I-694 makes commuting easy, all within the highly regarded White Bear Lake Area School District. Whether you're looking to renovate, invest, or create your forever home, this property offers the location, lot, layout, and upside that's becoming increasingly difficult to find. Come see it today!
Getting Around
Schools
Construction
Condition
- Year built: 1956
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: None
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block
Bathroom
- Level: Main
- Area: 45
- Dimensions: 5x9
Bedroom
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom3
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11x11
Features
- Finished area below ground: 900
- Finished area above ground: 1,072
Foyer
- Level: Main
- Area: 42
- Dimensions: 3x14
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,144
- Total interior livable area: 1,972 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11x11
Living Room
- Level: Main
- Area: 216
- Dimensions: 12x18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 253022320040
- Zoning description: Residential-Single Family
- Foundation area: 1072
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Fencing: Chain Link
Lot
- Lot size: 0.27 Acres
- Features: Corner Lot
- Lot size dimensions: 90 x 133
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $293 | $3,516 |
| Electricity | $170 | $2,050 |
| Total | $1,608 | $19,296 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $200,000 |
| 2026-08-06 | Listed for sale | $200,000 |
| 2001-08-27 | Sold | $165,000 |
