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3412 Brook Cir, Waco, TX, 76710

2beds
2baths
1,289sqft
$165,000
$128price/sqft
$1,398/moest. monthly cost
$55,920/yrincome needed

About This Home

Fully Occupied Duplex in Prime Waco Location! Fully Occupied Duplex in the Heart of Waco! Strong investment opportunity in a prime Waco location! This income-producing duplex features two well-maintained 1-bedroom, 1-bath units, both currently tenant-occupied, delivering immediate and consistent rental income. Each unit offers comfortable living space, private entrances, and a convenient single-story layout—ideal for easy management and long-term tenant appeal. Perfectly situated near shopping, dining, schools, and major roadways, this property combines steady cash flow, low-maintenance ownership, and strong rental demand in a growing market. Whether you’re expanding your portfolio or seeking your next reliable income property, this duplex checks every box. Also available as part of package deal MLS: 21191915

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-81.9 mi
3/10
Waco High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,289
  • Total interior livable area: 1,289 sqft

Property

Details

  • Parcel number: 480060000149005
  • Exclusions: Tenants' Personal Belongings

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 8,015 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,No Garage,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$139$1,668
Property Taxes $187$2,244
Electricity $238$2,859
Total$1,398$16,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,931/yr
40% on housing$41,940/yr
45% on housing$37,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$150
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$165,000
2025-10-21Listed for sale$175,000
2019-08-20Listing removed$72,900
2019-07-24Pending sale$72,900
2019-07-09Price change$72,900
2019-06-03Listed for sale$80,000
2018-08-19Listing removed$650
2018-07-07Price change$650
2018-06-09Listed for rent$600
2017-02-24Listing removed$600
2017-02-22Listed for rent$600
2015-07-30Listing removed$59,900
2015-07-10Listed for sale$59,900
2014-04-08Listing removed$375
2014-02-04Price change$375
2013-11-15Listed for rent$395
2012-06-16Listing removed$395
2012-06-08Listed for rent$395
2011-10-22Listing removed$395
2011-09-15Listed for rent$395

For Sale by Agent

AgentPatricia Meadows
BrokerageGraceland Real Estate

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