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2429 Ronald Ave, White Bear Lake, MN, 55110

3beds
2baths
1,696sqft
$409,000
$241price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

Beautifully updated 3 level home in White Bear Lake, located in a quiet neighborhood on the South side. You will love the layout of this home! Main level showcases wood floors and white woodwork with plenty of natural light including a large bay window! Open kitchen with lots of cabinets/granite & stainless appliances, generous eat-in area and patio door opening to patio with a lovely pergola! Upstairs features wood flooring, 3 bedrooms, and a full bath all nicely updated. The lower level is the newest update/remodel! Amazing floor to ceiling granite stone fireplace, LVP Lifeproof flooring, 3/4 bath, large laundry room/storage area with walk-out to backyard. Backyard has a large patio with a pergola, fully fenced with a storage shed and garden areas.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Finished,Storage Space,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Area: 108
  • Dimensions: 12x9

Bedroom3

  • Level: Upper
  • Area: 96
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 286
  • Dimensions: 22x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Circulating,Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,696 sqft

Kitchen

  • Level: Main
  • Area: 153
  • Dimensions: 9x17

Laundry

  • Level: Lower
  • Area: 105
  • Dimensions: 7x15

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 253022340056
  • Zoning description: Residential-Single Family
  • Foundation area: 1032

Features

  • Levels: Three Level Split
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.28 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 82 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$275$3,300
Property Taxes $506$6,072
Electricity $170$2,050
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 55110$173
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55110$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$409,000
2018-05-31Sold$245,000
2018-04-27Pending sale$242,000
2018-04-17Price change$242,000
2018-04-11Listed for sale$247,000
2017-11-14Listing removed$258,000
2017-09-27Listed for sale$258,000
2010-03-03Sold$162,900
2009-12-25Price change$179,900
2009-12-24Listed for sale--
2009-09-06Listing removed--
2009-08-22Listed for sale--
1998-01-05Sold$116,250

For Sale by Agent

AgentJeanne M. Hauser
BrokerageCounselor Realty, Inc

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