2628 Cedar Ave, White Bear Lake, MN, 55110
About This Home
Lovingly cared for by the same owners for 44 years and only available due to relocation, this quality-built Bacchus home offers the convenience of one-level living and is ready to welcome its next owners. Move right in and enjoy the bright, south-facing three-season sunroom, beautiful hardwood floors, and an updated kitchen and bathroom. The kitchen features granite countertops and stainless-steel appliances. Other updates include a new furnace (2025), water heater (2022), and roof (2022). The lower level offers outstanding potential to add a fourth bedroom and second bathroom, creating instant equity while expanding your living space. Outside, you'll appreciate the home's exceptional curb appeal, attached garage, spacious backyard on a large lot, and beautiful garden spaces. Nestled in a quiet neighborhood just minutes from the lake, shopping, restaurants, schools, and everyday conveniences, this home offers the perfect blend of comfort, quality, location, and opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Gas Dryer Hookup,Lower Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Drain Tiled,Finished,Full,Sump Pump
Bedroom
- Level: Main
- Area: 140
- Dimensions: 14x10
Bedroom2
- Level: Main
- Area: 117
- Dimensions: 13x9
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 456
- Finished area above ground: 1,040
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,080
- Total interior livable area: 1,496 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 20x9
Living Room
- Level: Main
- Area: 266
- Dimensions: 19x14
Recreation Room
- Level: Lower
- Area: 456
- Dimensions: 38x12
Sun Room
- Level: Main
- Area: 110
- Dimensions: 11x10
Utility Room
- Level: Lower
- Area: 608
- Dimensions: 38x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 253022410015
- Zoning description: Residential-Single Family
- Foundation area: 1040
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio,Rear Porch,Screened
Lot
- Lot size: 10,541 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 88 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,868 | $22,416 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $362 | $4,344 |
| Electricity | $170 | $2,050 |
| Total | $2,648 | $31,776 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $369,500 |
| 2026-07-16 | Listed for sale | $369,500 |
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