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3408 Sedgefield Ct, Saint Cloud, FL, 34772

3beds
2baths
1,736sqft
$89,900
$52price/sqft
$758/moest. monthly cost
$30,320/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-bath manufactured home located in the peaceful and well-maintained community of Covington Estates. This lovely residence features a bright open floor plan, laminated flooring, high ceilings, and an upgraded kitchen with modern countertops, perfect for everyday living and entertaining. Enjoy the convenience of an independent laundry room and the additional comfort of an enclosed porch ideal for relaxing year-round. Step outside to the expansive back lanai, where you can unwind and take in the beautiful pond view. The home sits on a private lot, boasts an impeccable exterior, and includes a storage shed for extra space. Covington Estates offers a truly enjoyable lifestyle with great neighbors and fantastic amenities, including a community pool, basketball court, playground, and clubhouse. This home is the perfect blend of comfort, privacy, and community living. Book your appointment today!!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
CANOE CREEK K-8-0991Grades PK-80.7 mi
4/10
St. Cloud High SchoolGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,736

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 822

Features

  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$51$612
Property Taxes $56$672
Electricity $197$2,366
Total$758$9,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,988/yr
40% on housing$22,740/yr
45% on housing$20,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$194
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$89,900
2026-02-10Price change$115,000
2025-11-25Listed for sale$129,000
2025-05-01Listing removed$110,000
2025-04-11Price change$110,000
2024-12-06Price change$120,000
2024-11-04Price change$140,000
2024-10-23Price change$146,000
2024-10-02Listed for sale$150,000
2023-06-30Listing removed--
2023-04-17Listed for sale$150,000
2018-07-03Listing removed$63,900
2018-06-06Listed for sale$63,900
2012-05-16Listing removed$29,900
2012-05-06Price change$29,900
2012-05-01Listed for sale$34,900
2012-03-01Listing removed$34,900
2012-02-29Price change$34,900
2011-10-21Price change$43,500
2011-09-01Price change$49,900
2011-08-10Price change$52,900
2011-08-05Listed for sale$49,900

For Sale by Agent

AgentAdriana Cardenas Pllc
BrokerageWeichert Realtors Hallmark Properties

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