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1686 SW Harbour Isles Circle, Port St Lucie, FL, 34986

4beds
3baths
2,121sqft
$350,000
$165price/sqft
$2,528/moest. monthly cost
$101,120/yrincome needed

About This Home

Welcome Home to St. Lucie West Living. Discover comfort, convenience, and community in this beautifully maintained 4/3 home, 2-car garage with Multiple upgrades, nestled inside a gated community in the highly sought after St. Lucie West area. Designed with families in mind, this spacious home offers a thoughtful layout with room to grow, gather, and relax. Whether you're hosting friends or enjoying quiet nights at home, the versatile living spaces make everyday living easy and enjoyable. Step outside your door and enjoy the variety of community amenities, all within a safe, welcoming neighborhood that's ideal for raising a family. Location truly sets this home apart—just minutes from Clover Park, home of the New York Mets' spring training and minor league games, adding a fun local attraction right nearby. You'll also love the unbeatable convenience: restaurants, shopping, bowling alleys, and movie theaters are all close by, making entertainment and errands effortless. This is more than a house it's a lifestyle in one of St. Lucie West's most desirable communities. Schedule your private showing today and see why this home checks all the boxes. **A LIST OF UPGRADES AVAILABLE UPON REQUEST**

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Northport K-8 SchoolGrades PK-83.2 mi
6/10
Parkway Elementary SchoolGrades PK-53.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Attic,Built-in Features,Bathtub,Dual Sinks,High Ceilings,Main Level Primary,Pantry,Pull Down Attic Stairs,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Flooring: Ceramic Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,697
  • Total interior livable area: 2,121 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Property

Details

  • Parcel number: 332388101040007
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Waterfront features: None

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$269$3,228
Property Taxes $277$3,324
Electricity $213$2,561
Total$2,528$30,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,674/yr
40% on housing$75,840/yr
45% on housing$67,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34986$192
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34986$199
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$350,000
2026-01-28Listed for sale$358,000
2024-10-21Sold$350,000
2024-10-03Pending sale$364,900
2024-10-01Contingent$364,900
2024-09-19Listed for sale$364,900
2021-03-24Listing removed--
2011-10-04Listing removed$159,000
2011-08-04Listed for sale$159,000

For Sale by Agent

AgentJohn Mennella
BrokerageLPT Realty, LLC

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