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20 Gina Ct, Staten Island, NY, 10314

2beds
2baths
1,158sqft
$564,900
$488price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Welcome to this beautifully maintained and spacious home located in one of Staten Island's most desirable neighborhoods. A true move-in ready opportunity—don't miss your chance to make it yours! Property Overview Structure: 2-story Colonial-style townhouse built in 1987. Layout: 2 bedrooms and 1.5 bathrooms. Condition: Listed in excellent condition with notable updated new kitchen and a renovated master bathroom featuring Jacuzzi, separate shower and skylight. Newly washer and dryer. Exterior: Features a brick and vinyl siding exterior with a private patio and front yard space. Key Features and Amenities Community Perks: Residents have access to Four Brothers Association amenities, including a community pool, tennis courts, and a playground. Maintenance: The monthly HOA fee covers snow removal, sewer, tennis, pool, playground and outside maintenance. Systems: Equipped with central air conditioning and natural gas forced-air heating. Parking: Includes assigned parking spaces.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Ps 69 Daniel D TompkinsGrades PK-50.5 mi
6/10
Is 72 Rocco LaurieGrades 6-80.6 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1987

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Property

Details

  • Zoning: R3-2

Features

  • Stories: 2

Lot

  • Lot size: 871.20 sqft
  • Features: Front Yard
  • Lot size dimensions: 23 x 34

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$176$2,112
Property Taxes $414$4,968
Electricity $246$2,954
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 10314$442
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10314$495
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$588,000
2017-05-12Sold$380,000
2013-11-20Listing removed$310,000
2013-10-06Pending sale$310,000
2013-08-12Listed for sale$310,000
2013-03-27Listing removed$310,000
2013-02-26Pending sale$310,000
2012-10-18Listed for sale$310,000
2012-02-08Listing removed$299,000
2012-01-29Listed for sale$299,000
2011-09-14Listing removed$299,000
2011-08-03Listed for sale$299,000

For Sale by Agent

AgentLin Deng
BrokerageNeuhaus Realty, Inc.

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