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860 E Garfield St, Carlton, OR, 97111

5beds
3baths
2,685sqft
$925,000
$345price/sqft
$6,383/moest. monthly cost
$255,320/yrincome needed

About This Home

5 bed 2 1/2 bath on 1.08 acres. The house is located in a cul-de-sac, with an oversized 3 car garage which is heated, has a 200 sq ft shed with loft, greenhouse, large asphalt area for parking, large partially covered deck on back of house and fenced yard for the pets. There is a seasonal creek that runs through the back of the property with a bridge. Plenty of room for toys and no HOA.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,685 sqft

Property

Details

  • Parcel number: R3422BA00402

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$217$2,604
Property Taxes $1,246$14,952
Electricity $243$2,924
Total$6,383$76,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,845/yr
40% on housing$191,490/yr
45% on housing$170,213/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 97111$360
Yamhill County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 97111$318
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-30Listed for sale$925,000
2026-04-18Listing removed--
2026-01-16Listed for sale$925,000
2016-08-08Sold$467,500

For Sale by Owner

AgentProperty Owner

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