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678 Summit Ridge Dr, Milford, MI, 48381

3beds
3baths
2,167sqft
$364,900
$168price/sqft
$2,575/moest. monthly cost
$103,000/yrincome needed

About This Home

**IMMEDIATE OCCUPANCY**Enjoy carefree living in this beautiful condo, ideally located in the highly desirable Summit Ridge community and just a short walk from the charming Village of Milford. This spacious home features 3 spacious bedrooms 2.5 baths, a finished walkout lower level, (previously used as the 3rd bedroom). Luxury vinyl flooring throughout the main living areas. The inviting great room offers a cozy gas fireplace and multiple sliding glass doors that lead to a private balcony and deck overlooking beautifully landscaped surroundings. The finished walkout lower level includes built-ins and a full bath, making it the perfect space for entertaining, a guest suite, or overnight visitors. Relax on the deck and enjoy panoramic views, including a front-row seat to Fourth of July fireworks displays from several surrounding communities. The unbeatable location provides easy access to downtown Milford’s restaurants, boutiques, scenic walking and biking trails, dog park, and quaint movie theater. Numerous updates have already been completed, including: Newer windows, Updated appliances Fresh interior paint, New toilets, Smart lighting, Smart thermostats, landscaping, furnace 2024, new siding (Fall 2022), insulated garage door (Nov 2022), water heater (April 2022).

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Muir Middle SchoolGrades 5-80.3 mi
8/10
Milford High SchoolGrades 7-122.2 mi
9/10
Kurtz Elementary SchoolGrades K-50.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk Out Access

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11 X 13

Bedroom

  • Level: Basement
  • Area: 224
  • Dimensions: 16 X 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 135
  • Dimensions: 15 X 9

Family Room

  • Level: Basement
  • Area: 414
  • Dimensions: 23 X 18

Features

  • Finished area below ground: 600
  • Finished area above ground: 1,567

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,167 sqft

Kitchen

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Living Room

  • Level: Entry
  • Area: 240
  • Dimensions: 20 X 12

Loft

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Other

  • Level: Basement
  • Area: 60
  • Dimensions: 10 X 6

Other

  • Level: Entry
  • Area: 25
  • Dimensions: 5 X 5

Primary Bathroom

  • Level: Second
  • Area: 60
  • Dimensions: 10 X 6

Primary Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Property

Details

  • Parcel number: 1611127016
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Patio & porch: Patio,Porch,Terrace

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$114$1,368
Property Taxes $380$4,560
Electricity $236$2,836
Total$2,575$30,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,285/yr
40% on housing$77,250/yr
45% on housing$68,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 48381$252
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48381$239
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$354,900
2026-08-09Price change$359,900
2026-07-22Price change$364,900
2026-07-12Price change$369,900
2026-07-02Price change$374,900
2026-06-22Price change$379,900
2026-06-17Listed for sale$384,900
2024-09-06Sold$257,500
2024-08-23Pending sale$268,000
2024-08-03Price change$268,000
2024-07-07Listed for sale$288,500
2024-07-03Listing removed--
2024-06-12Price change$289,000
2024-05-16Price change$299,000
2024-03-22Listed for sale$308,000
2024-03-22Listing removed--
2024-03-08Price change$308,000
2024-01-28Price change$318,000
2024-01-14Listed for sale$333,000
2014-10-28Listing removed$170,000
2014-10-14Price change$170,000
2014-10-04Price change$180,000
2014-09-25Price change$185,000
2014-09-17Listed for sale$190,000
2012-01-07Listing removed$140,000
2011-07-15Listed for sale$140,000

For Sale by Agent

AgentLoretta A Sandora Deloof
BrokerageSandora & Fiteny Real Estate

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