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1809 Mechanic Ave, Saint Paul, MN, 55119

4beds
2baths
1,384sqft
$285,000
$206price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Very well-maintained property offering comfort and functionality. This home features spacious living areas, a practical layout, and abundant natural light throughout. Ideal for buyers looking for a move-in ready home. In 2023, the property experienced a fire and was subsequently renovated. Renovations completed in 2023 include, but are not limited to, the kitchen, bathrooms, roof, flooring, and driveway. 2023 electrical box and furnace Motivated seller-bring your offers!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

1/10
2/10
2/10

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 500
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,384 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 262922230093
  • Zoning description: Residential-Single Family
  • Foundation area: 844

Features

  • Levels: Multi/Split

Lot

  • Lot size: 5,314 sqft
  • Lot size dimensions: 43 x 124

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$203$2,436
Property Taxes $534$6,408
Electricity $170$2,050
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 55119$144
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55119$181
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$327,000
2026-03-16Listed for sale$330,000
2012-07-11Sold$125,000
2010-06-28Sold$80,000
2010-05-30Price change$64,900
2010-05-19Listed for sale--

For Sale by Agent

AgentJessenia Guzman-Melendez
BrokerageColdwell Banker Realty

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