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5020 W Ohio St, Chicago, IL, 60644

6beds
2baths
--sqft
$460,000
--price/sqft
$3,547/moest. monthly cost
$141,880/yrincome needed

About This Home

Renovated from top to bottom in 2021, this solid brick two-flat blends updated finishes with excellent investment potential. The first floor unit has central a/c and features a spacious duplex layout extending into the finished basement, providing additional living space. Both apartments have been updated with newer furnaces, water heaters, and windows, while the roof is under five years old for added peace of mind. A rear parking area offers two dedicated parking spaces, making this property ideal for an owner-occupant looking for rental income or an investor seeking a move-in-ready multi-unit property with modern updates.

Getting Around

74
WalkingVery Walkable
67
TransitGood Transit
68
BikeBikeable

Schools

4/10
Nash Elementary SchoolGrades PK-80.2 mi

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas,Forced Air

Property

Details

  • Parcel number: 16092130360000
  • Zoning: MULTI
  • Special condition: None

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$428$5,136
Property Taxes $663$7,956
Electricity $130$1,569
Total$3,547$42,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,611/yr
40% on housing$106,410/yr
45% on housing$94,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60644$196
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60644$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$460,000
2023-11-10Sold$369,000
2023-11-02Listed for sale$369,000
2023-09-25Contingent$359,000
2023-09-17Price change$359,000
2023-09-13Listed for sale$369,000
2023-06-19Listing removed--
2022-10-30Listed for sale$349,000
2022-10-25Listing removed--
2022-08-04Listed for sale$369,000
2022-07-01Listing removed--
2022-01-27Listed for sale$389,900
2022-01-24Listing removed--
2022-01-13Listed for sale$389,000
2021-11-15Listing removed--
2021-10-07Listed for sale$389,000
2020-01-31Sold$65,000
2020-01-07Pending sale$75,900
2019-09-16Price change$75,900
2019-08-21Price change$89,900
2019-07-22Listed for sale$99,900
2012-02-14Sold$24,900
2012-01-11Price change$24,900
2011-12-21Price change$29,900
2011-10-26Price change$34,900
2011-10-24Listed for sale--

For Sale by Agent

AgentTosha Simpson-Anderson, ABR,CNC,SRS
BrokerageCharles Rutenberg Realty of IL

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