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832 Hemlock Drive, Newland, NC, 28657

3beds
3baths
2,805sqft
$849,500
$303price/sqft
$4,983/moest. monthly cost
$199,320/yrincome needed

About This Home

High quality build, with golf course and long range views, thoughtfully laid out for one level living plus a finished lower level to accommodate visiting family or friends. Overlooking the 7th green of the Mountain Glen Golf Course there are outstanding views from both levels of the house, plus open and covered decks with an intimate covered porch off the great room.Short/long term rentals are permitted. New heat pumps installed 10/15/25. There are additional rooms for guests on the lower level, the original septic permit was issued for 3 bedrooms. The high end furnishings are included, with exceptions, for a move in ready, designer inspired home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Newland Elementary SchoolGrades PK-53.1 mi
2/10
Avery MiddleGrades 6-84.1 mi
4/10
Avery County High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Exhaust Fan,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Cathedral Ceiling(s)
  • Window features: Casement Window(s),Double Hung,Double Pane Windows,Screens
  • Fireplace features: Gas,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,380
  • Finished area above ground: 1,425

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump,Hot Water,Propane
  • Cooling features: 2 Units

Interior Area

  • Total structure area: 4,185
  • Total interior livable area: 2,805 sqft

Property

Details

  • Parcel number: 18370927400800000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Golf Course,Long Range

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Asphalt,Driveway,Garage,Oversized
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,295$51,540
Home Insurance *$166$1,992
Property Taxes $261$3,132
Electricity $261$3,135
Total$4,983$59,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,845/yr
40% on housing$149,490/yr
45% on housing$132,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$152
Avery County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-17Listed for sale$849,500
2025-07-26Listing removed$950,000
2025-05-07Listed for sale$950,000
2024-04-27Listing removed--
2024-01-26Listed for sale$925,000
2020-04-01Listing removed$395,000
2019-06-26Listed for sale$395,000
2018-12-01Listing removed$425,000
2018-07-09Listed for sale$425,000
2017-12-01Listing removed$425,000
2017-07-17Listed for sale$425,000
2016-12-01Listing removed$399,000
2016-06-23Listed for sale$399,000

For Sale by Agent

AgentThomas Golder
BrokerageClaybank Investors

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