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424 S 20th St, Philadelphia, PA, 19146

3beds
--baths
1,440sqft
$559,000
$388price/sqft
$3,573/moest. monthly cost
$142,920/yrincome needed

About This Home

Opportunity awaits at 424 S 20th Street—an ideally located triplex in the heart of Philadelphia’s coveted Rittenhouse neighborhood. This fully vacant building offers three separate 1-bedroom, 1-bath units, creating a versatile setup for investors, owner-occupants looking to offset their mortgage with rental income, or buyers seeking a prime value-add property in one of Center City’s most desirable locations. Inside, each unit offers a functional layout with comfortable living spaces, while the first-floor apartment features the added bonus of a private fenced-in rear yard—an increasingly hard-to-find amenity in the city and a major draw for future tenants or an owner occupant. A new roof has already been completed, giving the next owner a head start on improvements while still leaving room to bring their own vision and updates to the property. Being sold as-is and in need of some rehab, this is a rare chance to secure a multi-unit asset with strong upside potential in an unbeatable location. Set just steps from the energy and elegance of Rittenhouse Square, this address places you in the center of one of Philadelphia’s premier residential and dining districts. Residents will love being close to the iconic park, acclaimed restaurants, neighborhood cafés, boutique shopping along Rittenhouse Row, and convenient access to Center City offices, public transit, and 30th Street Station. Whether you’re looking to expand your investment portfolio, create a house-hack opportunity, or renovate and maximize income potential, 424 S 20th Street offers location, flexibility, and long-term value in one of the city’s most sought-after neighborhoods.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
99
BikeBiker's Paradise

Schools

9/10
2/10

Construction

Condition

  • Year built: 1800

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 081181700
  • Zoning: RM1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 768 sqft
  • Lot size dimensions: 16 x 48

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$128$1,536
Property Taxes $395$4,740
Electricity $224$2,692
Total$3,573$42,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,502/yr
40% on housing$107,190/yr
45% on housing$95,280/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$233
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$559,000
2026-06-23Listed for sale$575,000
2011-06-28Listing removed$1,000
2011-06-14Listed for rent$1,000

For Sale by Agent

AgentDavid Snyder
BrokerageKW Empower

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