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15805 County Road 245, New Castle, CO, 81647

5beds
3baths
1,904sqft
$1,695,000
$890price/sqft
$9,706/moest. monthly cost
$388,240/yrincome needed

About This Home

This High Country ranch offers year-round access to the Flat Top Mountains, nestled on 39.34 acres at 8,850 ft elevation. This off-grid retreat borders White River National Forest and is just 45 minutes from Rifle and New Castle, Colorado. The 1940 sq ft 5-bedroom 2.5 bath log cabin sleeps 12 and is powered by a solar array with backup generator. Zoned for both Rural and Commercial-Lodging uses, it's ideal for private living, short-term rentals, or outfitting. Improvements include a heated 42' x 60' metal barn/shop, garage/workshop, exempt-domestic well, and three catch water ponds. Enjoy year-round recreation - hunting, fishing, hiking, atv's, snowmobiling and more - right from your doorstep. A rare chance to own year-round access at the southern edge of the Flat Top Mountains.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
5/10
Riverside SchoolGrades 6-812.0 mi
8/10
Coal Ridge High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log Siding,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: 192301400082
  • Zoning: LodgingComecialLnd

Lot

  • Lot size: 39.33 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$400$4,800
Property Taxes $550$6,600
Electricity $186$2,232
Total$9,706$116,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$332,777/yr
40% on housing$291,180/yr
45% on housing$258,826/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$890This listing

vs Other Active Listings

Avg $/sqft

ZIP 81647$274
Garfield County$468

vs Homes Sold Last Month

Median $/sqft

ZIP 81647$309
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,695,000
2026-02-10Listing removed$1,895,000
2025-10-20Price change$1,895,000
2025-06-18Listed for sale$1,995,000
2013-12-01Listing removed$675,000
2013-05-09Listed for sale$675,000
2011-12-02Listing removed$675,000
2011-09-19Price change$675,000
2011-06-05Listed for sale$750,000

For Sale by Agent

AgentJack K Pretti
BrokerageColdwell Banker Mason Morse-Carbondale

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