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5513 108th St NW, Cass Lake, MN, 56633

6beds
7baths
7,540sqft
$2,499,900
$332price/sqft
$18,367/moest. monthly cost
$734,680/yrincome needed

About This Home

Welcome to Oakhaven, an exceptional Leech Lake estate where classic Northwoods warmth meets elevated, modern comfort. Set on nearly 3 acres with 202’ of level, sandy shoreline with west-facing sunsets, this is the kind of property that feels both grand and effortless: room for the whole crew, space to spread out, and a shoreline you’ll actually use every day. Inside, the home opens to a breathtaking great room with soaring ceilings, a floor-to-ceiling stone fireplace, and expansive windows that pull the lake right into the living space. And with four fireplaces throughout, you’ll get that cozy “up north” feel in every season. The gourmet kitchen anchors the home with high-end appliances, generous prep space, and multiple dining areas, made for everything from laid-back weekends to hosting the holidays at the lake. Designed for multi-generational living and entertaining, Oakhaven offers multiple living rooms, multiple kitchen spaces, and a lower-level bar + recreation area, perfect for game days, movie nights, and rainy-day fun. The main-level primary suite delivers a true retreat with a spa-like bath and walk-in closet, while additional ensuite bedrooms provide privacy and comfort throughout. Outside, enjoy a custom firepit area, a private dock, and a shoreline that’s ideal for swimming, lounging, and easy lake access. Steamboat Bay’s protected setting makes time on the water feel easy, with calm docking, comfortable cruising, and a shoreline everyone can enjoy. For the ultimate guest setup, the bonus/guest quarters above the garage include a private bath, living and dining space, and a kitchenette, perfect for extended family, overflow guests, or a quiet retreat with a little separation. With nine garage stalls, smart home features, and meticulous finishes throughout, Oakhaven is a rare Leech Lake offering: private, peaceful, polished, and just 25 minutes from Walker. Offered fully furnished and currently operating as a successful short-term rental for those who’d like the option to offset ownership costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
1/10
Cass Lake-Bena SecondaryGrades 9-1211.5 mi
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Central Vacuum,Chandelier,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Humidifier,Water Filtration System,Microwave,Other,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 4
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Number of fireplaces: 3
  • Fireplace features: Electric Log,Electric,Family Room,Free Standing,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,207
  • Finished area above ground: 5,333

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,In-Floor Heating
  • Cooling features: Central Air,Ductless Mini-Split

Interior Area

  • Total structure area: 7,540
  • Total interior livable area: 7,540 sqft

Property

Accessibility

  • Accessibility features: Doors 36"+

Details

  • Parcel number: 200232205
  • Zoning description: Shoreline,Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 2207

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: Bay,Lake,West
  • Has water view: Yes
  • Water view: Bay,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Hard,Reeds,Sand,Soft)
  • Frontage length: Water Frontage: 202

Lot

  • Lot size: 2.98 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 202 x 455

Parking

  • Total spaces: 9
  • Parking features: Attached,Detached Garage,Garage,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,640$151,680
Home Insurance *$3,926$47,112
Property Taxes $1,166$13,992
Electricity $635$7,631
Total$18,367$220,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$629,725/yr
40% on housing$551,010/yr
45% on housing$489,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 56633$196
Cass County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 56633$92
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$2,499,900
2026-03-06Listed for sale$2,649,900
2026-01-01Listing removed$2,649,900
2025-09-26Listed for sale$2,649,900
2022-03-24Listing removed--
2022-02-03Listed for sale$1,879,000
2021-10-15Listing removed--
2021-04-16Listed for sale$1,849,000
2020-05-13Listing removed$1,599,900
2020-02-20Price change$1,599,900
2019-05-24Listed for sale$1,699,900
2019-01-01Listing removed$2,200,000
2018-06-22Listed for sale$2,200,000
2015-11-30Sold$1,250,000
2015-08-25Price change$1,295,000
2015-06-08Listed for sale$1,550,000
2014-10-21Listing removed$1,550,000
2014-10-17Listed for sale$1,550,000
2011-06-22Sold$1,550,000
2011-06-04Listed for sale$1,550,000

For Sale by Agent

AgentColton Maher
BrokerageWoods to Water Real Estate

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