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855 North Street, Brandon, VT, 05733

3beds
2baths
2,320sqft
$295,000
$127price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Whether you're looking for your first home with income potential or your next investment property, this versatile Brandon property offers plenty of opportunity to build equity. Live in one apartment while the rental income from the second helps offset your mortgage, or lease both units and add a solid income-producing property to your portfolio. Currently configured as two apartments separated by an enormous garage and storage area, the layout offers flexibility for a variety of uses. The front apartment features one-level living with a spacious open kitchen, living and dining area, a bedroom, den, walk-in shower, washer and dryer, and a mini-split system for efficient heating and cooling. The second apartment includes a generous kitchen, large living room, two bedrooms, and a new wall furnace is being installed. Set on more than two acres, the property offers room to explore future possibilities, including potential additional development, subject to local approvals. The building's exact age is unknown, with 1950 used as a placeholder in public records. Located in the vibrant town of Brandon, you'll enjoy the convenience of nearby shops, cafés, restaurants, a grocery store, pharmacy, schools, and beautiful public green spaces. Outdoor recreation is never far away, with the Neshobe River, hiking and biking trails, and the Neshobe Golf Club all close by. Whether you're looking for an affordable path to homeownership, a property that generates income from day one, or a project with long-term upside, this is a chance to invest in your future while enjoying everything Brandon has to offer.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Neshobe SchoolGrades PK-60.9 mi
2/10
Otter Valley Uhsd #8Grades 7-125.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Slab
  • Roof: Corrugated,Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,320

Heating & Cooling

  • Heating features: Propane,Oil,Hot Water,Wall Furnace,Boiler
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Exterior features: Garden,Storage

Lot

  • Lot size: 2.29 Acres
  • Features: Level,Major Road Frontage

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $105$1,260
Property Taxes $405$4,860
Electricity $295$3,541
Total$2,296$27,552

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 05733$160
Rutland County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 05733$218
Rutland County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$295,000
2012-05-20Listing removed$49,000
2011-05-29Listed for sale$49,000

For Sale by Agent

AgentBeth Stanway
BrokerageIPJ Real Estate

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