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6790 Gowanda State Rd, Hamburg, NY, 14075

4beds
2baths
4,860sqft
$599,000
$123price/sqft
$4,878/moest. monthly cost
$195,120/yrincome needed

About This Home

One-of-a-Kind Opportunity! Nestled on a picturesque one-acre lot in Hamburg, this extraordinary property features two separate homes connected by a unique underground tunnel—ideal for today's multi-generational lifestyle. The stunning contemporary ranch features an open floor plan with a dramatic Great Room, vaulted ceiling, gas stove, beautiful kitchen, dining area, walk-in pantry, office, laundry room, three bedrooms, one a primary suite, two full baths, front and rear foyers, and an attached heated two-car-plus garage. Rich in history, this home was once a church. The lower level is now an massive recreation room with additional rooms off of it. There are two additional bathrooms, and a pool table that stays—perfect for entertaining, hobbies, a home business, or fitness. The second residence is an ideal Accessory Dwelling Unit (ADU) for extended family or guests. This charming Cape Cod has three bedrooms and two full baths, including a first-floor in-law type suite. The second floor was completely renovated two years ago with spray foam insulation, new drywall, two bedrooms, and a full bath. Enjoy the beautiful rear deck overlooking the backyard. There is also a fully fenced in section between the two homes. Zoned Residential Agricultural (not a legal two-family), this exceptional property offers incredible flexibility. Circular front driveway, expansive rear parking, and plenty of room for recreation—even a future tennis or pickleball court. A truly rare opportunity with endless possibilities! Front Home is 3100 Sq Ft per Bldr owner, 2nd home, Cape Cod is 1760 sq ft & per Town use is for In-Law, family, ADU use. Not to be rented for income. Tax records show 7898 Sq Ftg counting the two homes and basement in the front (church) that was an assembly hall with classrooms. Currently Tax Exempt. Seller reserves the right to set an offer deadline.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Hamburg Middle SchoolGrades 6-82.2 mi
9/10
Hamburg High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Block,Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Spray Foam Insulation,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Range Hood
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Den,Entrance Foyer,Eat-in Kitchen,Great Room,Home Office,Kitchen Island,Kitchen/Family Room Combo,Other,Pantry,Pull Down Attic Stairs,See Remarks,Storage,Walk-In Pantry,Bedroom on Main Level,In-Law Floorplan,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Flooring: Carpet,Ceramic Tile,Laminate,Other,See Remarks,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,860
  • Total interior livable area: 4,860 sqft

Property

Accessibility

  • Accessibility features: No Stairs,Accessible Approach with Ramp,Accessible Doors

Details

  • Parcel number: 1448891951900003013000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Fence,Private Yard,See Remarks
  • Fencing: Partial

Lot

  • Lot size: 1.10 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 105 x 495

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Electricity,Garage,Heated Garage,Circular Driveway,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$189$2,268
Property Taxes $858$10,296
Electricity $803$9,637
Total$4,878$58,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,245/yr
40% on housing$146,340/yr
45% on housing$130,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 14075$172
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14075$216
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$599,000
2026-08-12Contingent$599,000
2026-07-02Listed for sale$599,000
2014-05-01Listing removed$199,900
2013-11-01Listed for sale$199,900
2013-09-18Listing removed$199,900
2013-08-01Price change$199,900
2013-07-09Price change$269,900
2013-06-11Price change$299,000
2013-04-22Listed for sale$325,000
2012-07-03Listing removed$325,000
2011-05-25Listed for sale$325,000

For Sale by Agent

AgentCarol Lee Rubeck
BrokerageHUNT Real Estate ERA

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