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107 Rock Ledge Lane, Linville, NC, 28646

3beds
3baths
2,356sqft
$2,275,000
$966price/sqft
$13,812/moest. monthly cost
$552,480/yrincome needed

About This Home

Welcome home to your Blue Ridge retreat. Nestled in one of the region’s most sought-after gated communities, this stunning mountain sanctuary offers a unique blend of convenience and privacy. Spanning 2,675 heated square feet, this property serves as a private haven. The main residence includes three bedrooms and two and a half baths, along with an elevated one-bedroom, one-bath guest house offering panoramic views—perfect for visiting family, in-laws, or weekend guests. A picturesque 630-square-foot covered deck connects the two spaces, featuring a fire table that serves as the centerpiece of your outdoor lifestyle. Gather around it with your morning coffee, or unwind with evening cocktails as the mountain air envelops you. Imagine the grandkids roasting marshmallows beneath a star-filled sky—this is mountain living at its best. As you step inside, you’ll immediately feel at home. Wood floors lead you to a stone fireplace that invites you to relax, with every detail seamlessly combining mountain comfort and understated sophistication. The primary suite provides a true retreat, complete with a walk-in shower, dual vanities, and a spacious walk-in closet. From this serene space, you can also enjoy views of local wildlife and mysterious, illuminated standing stones. No detail has been overlooked in the exterior spaces. A $500,000 landscape renovation has transformed the grounds into a harmonious extension of the home’s architecture, celebrating the rugged beauty of the surroundings while enhancing curb appeal with lush, manicured lawns and curated gardens. Inviting outdoor living areas flow seamlessly with the design of the home and are complemented by professional-grade irrigation, landscape lighting, and a thoughtfully designed circular driveway with ample parking spaces. Additionally, the heated garage easily accommodates a large SUV and features custom shelving alongside an additional refrigerator. This is more than just a home—it’s a lifestyle, a place where exclusivity meets magic.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Newland Elementary SchoolGrades PK-53.5 mi
2/10
Avery MiddleGrades 6-83.6 mi
4/10
Avery County High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal,Shake,Wood
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Stone,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,356

Heating & Cooling

  • Heating features: Ductless,Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ductless,1 Unit

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Property

Details

  • Parcel number: 18560046207000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.80 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,503$138,036
Home Insurance *$1,389$16,668
Property Taxes $701$8,412
Electricity $219$2,633
Total$13,812$165,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$473,554/yr
40% on housing$414,360/yr
45% on housing$368,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$966This listing

vs Other Active Listings

Avg $/sqft

ZIP 28646$565
Avery County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 28646
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$2,450,000
2020-11-23Sold$685,000
2020-10-14Pending sale$749,999
2020-10-05Price change$749,999
2020-06-23Price change$775,000
2011-05-02Listed for sale$375,000

For Sale by Agent

AgentKaren Cleghorn
BrokerageBlue Ridge Realty & Inv. - Banner Elk

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