See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

85 Halstead Avenue, Yonkers, NY, 10704

4beds
2baths
1,864sqft
$849,000
$455price/sqft
$6,179/moest. monthly cost
$247,160/yrincome needed

About This Home

Nestled on a picturesque cul-de-sac- in the heart of McLean Heights, this immaculately maintained 4-bedroom, 2-bath home offers the perfect blend of timeless charm, comfort, and convenience — all just 30 minutes north of Manhattan. Pride of ownership radiates throughout this sun-drenched residence, featuring a warm and inviting living room anchored by a classic wood-burning fireplace, an elegant formal dining room, and a spacious kitchen with abundant cabinetry and counter space designed for the everyday chef. The main level is highlighted by a beautifully positioned first-floor bedroom with scenic views, along with a gorgeous hall bathroom that leads directly to a wonderful deck overlooking your own private backyard retreat. Whether hosting summer gatherings or enjoying quiet mornings, this outdoor oasis offers the perfect setting. The second floor boasts a spacious primary bedroom with ample closet space along with two generous size bedrooms and a charming hall bathroom. The lower level offers outstanding storage with endless potential to create additional living space, complete with laundry area, utility room, and direct access to the garage. Surrounded by meticulously manicured grounds, lush landscaping, this exceptional property offers both privacy and charm, overlooking scenic Hillview Reservoir, in one of Yonkers’ most sought-after neighborhoods. Truly a commuters dream- just minutes from Metro-North, buses, shopping centers, major parkways, and only a stone’s throw from NYC, this pristine residence is the perfect blend of suburban tranquility and commuter convenience.

Getting Around

39
WalkingCar-Dependent
53
TransitGood Transit
20
BikeSomewhat Bikeable

Schools

6/10
Yonkers Montessori AcademyGrades PK-120.5 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1939

Materials

  • Foundation: Block,Stone
  • Construction materials: Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Natural Woodwork,Storage
  • Window features: Aluminum Frames
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,864
  • Total interior livable area: 1,864 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 1800006000061890000008
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 5,663 sqft
  • Features: Back Yard,Cul-De-Sac,Garden,Landscaped,Near Public Transit,Near School,Near Shops
  • Lot size dimensions: .13

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$277$3,324
Property Taxes $1,301$15,612
Electricity $308$3,696
Total$6,179$74,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,851/yr
40% on housing$185,370/yr
45% on housing$164,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 10704$327
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10704$443
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$799,000
2026-08-04Price change$829,000
2026-06-25Price change$849,000
2026-05-27Listed for sale$869,000
2012-02-22Sold$415,000
2011-10-17Price change$458,000
2011-06-28Price change$485,000
2011-04-10Listed for sale$499,000

For Sale by Agent

AgentKieran Dwyer
BrokerageDouble C Realty

Similar Homes