See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

49 Ocean Palm Villa S, Flagler Beach, FL, 32136

2beds
2baths
1,184sqft
$279,000
$236price/sqft
$2,055/moest. monthly cost
$82,200/yrincome needed

About This Home

Fully furnished, turn key meticulously maintained, two story townhome-style condo offering a “million dollar lifestyle” of waterfront living without the heavy upkeep. Nestled in the exclusive Ocena Palm Villas South Community, this unit sits between a serene conservation area and the intracoastal waterway. Living space:approximately 1184 square feet with 2 bedrooms and a and 2 bathrooms First floor First floor: Features an open concept living and dining area, an updated kitchen with granite countertops and stainless steel appliances, and a full indoor-outdoor flow: large sliding glass doors open from living area to Thea rear patio equipped with an automated remote retractable awning for sun control while you watch boats pass by. Second floor floor: houses 2 spacious bedrooms and a second full bath. The primary suite includes dual closets and a private balcony overlooking the river. Garage and storage: an oversized one car attached garage includes laundry appliances and additional storage space Unit equipped with built in flood guard system. Three 70 inch tvs New roof 2025 The community also features a kayak launch, common area, community pool and a private beach walkover.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Beachside Elementary SchoolGrades PK-510.3 mi
5/10
7/10
Seabreeze High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 1,184 sqft

Property

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$267$3,204
Property Taxes $181$2,172
Electricity $197$2,366
Total$2,055$24,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,457/yr
40% on housing$61,650/yr
45% on housing$54,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$228
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$279,000
2025-07-08Sold$230,000
2025-06-10Pending sale$240,000
2025-04-29Price change$240,000
2025-03-07Listed for sale$259,900
2012-03-09Listing removed$129,900
2011-06-29Price change$129,900
2011-03-26Listed for sale$134,900

For Sale by Owner

AgentProperty Owner

Similar Homes