See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4

1002 S Oak Ave, Freeport, IL, 61032

3beds
2baths
--sqft
$120,000
--price/sqft
$1,061/moest. monthly cost
$42,440/yrincome needed

About This Home

1002 S. OAK AVE. & 205 W. JOHN ST. - DUPLEX on a Corner Lot Tenant pays Gas and Electric utilities. Updates in Nov & Dec 2021 - New Kitchen in Main Floor, Electric Updated, Furnaces serviced, Some More New Windows & Both water heaters New 9/2021. Steel Roof.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
3/10
Freeport Middle SchoolGrades 7-80.6 mi
1/10
Freeport High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1892

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 18143145102200
  • Special condition: None

Lot

  • Lot size: 4,800 sqft
  • Lot size dimensions: 50X96

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$116$1,392
Property Taxes $209$2,508
Electricity $130$1,569
Total$1,061$12,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,377/yr
40% on housing$31,830/yr
45% on housing$28,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-25Listed for sale$120,000
2025-10-10Listing removed$120,000
2025-08-23Listed for sale$120,000
2022-04-13Listing removed--
2022-03-03Listed for sale$42,500
2022-02-24Pending sale$42,500
2021-10-01Listed for sale$42,500
2021-09-17Listing removed--
2021-08-25Listed for sale$39,000
2021-03-24Listing removed--
2017-08-28Listing removed$500
2017-08-13Listed for rent$500
2012-05-02Listing removed$34,900
2011-05-19Price change$34,900
2011-03-04Listed for sale$39,900
2008-02-29Sold$39,900

For Sale by Agent

AgentSteve Olszewski
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

Similar Homes