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262 Old Us Highway 91, Ulm, MT, 59485

3beds
3baths
1,792sqft
$895,000
$499price/sqft
$5,330/moest. monthly cost
$213,200/yrincome needed

About This Home

Experience the freedom of country living on 40 acres with no covenants or restrictions, just 15 minutes from both Great Falls and Cascade. This meticulously maintained single level home offers 3 bedrooms, 3 bathrooms, and an attached 3 car garage. The impressive 30' x 48' pole barn is ideal for horses, livestock, equipment, or additional storage. Four separately fenced pastures make livestock management easy and provide an excellent setup for horses or other animals. Relax on the spacious back patio, complete with room for a hot tub, while taking in breathtaking views and Montana's wide open skies. The property features both a well and cistern, allowing you to switch between water sources based on your needs. Two reservoirs attract abundant wildlife while providing a reliable water source for animals. Whether you're looking for a horse property, hobby farm, or simply room to roam, this turnkey acreage is ready to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Ulm SchoolGrades PK-52.8 mi
--
Ulm Junior HighGrades 6-82.8 mi
8/10
Cascade High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Primary,Walk-In Closet(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,792 sqft

Property

Details

  • Parcel number: 02289013104010000
  • Special condition: Standard

Features

  • Horses can be raised: Yes

Lot

  • Lot size: 40.02 Acres
  • Features: Pasture

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance $283$3,396
Property Taxes $371$4,452
Electricity $151$1,812
Total$5,330$63,960

Income You'd Need if You Spent...

35% on housing$182,742/yr
40% on housing$159,900/yr
45% on housing$142,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 59485$247
Cascade County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 59485$271
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$895,000
2012-04-02Sold--

For Sale by Agent

AgentSasha Keller
BrokerageKeller Realty

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