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86 Brownstone Ln, Elverson, PA, 19520

3beds
3baths
1,728sqft
$1,280,000
$741price/sqft
$8,283/moest. monthly cost
$331,320/yrincome needed

About This Home

Discover the Market Square Kitchen, part of the Limited Cottage Series of homes to be built in the prestigious Olde Bulltown Village, where timeless architecture meets modern luxury. Priced starting at $1.28 million, this elegant 3-bedroom, 2.5-bath residence with a 2-car detached garage offers 1,728 square feet of thoughtfully designed living space—ideal for those seeking to downsize without sacrificing sophistication or comfort. An optional fully finished basement significantly increases the finished square footage of this home. The exterior captures the essence of a quaint countryside cottage set within the central hub of this timeless community. All home exteriors are designed to the community’s high architectural standards. Inside, this refined home features high-end finishes throughout; a fully custom beaded inset kitchen, soapstone countertops, white oak floors, real brick tile, a premium primary suite, detailed wainscoting, and much more, creating a serene, distinguished retreat. Interiors are fully customizable to cater to buyers’ design standards. Perfect for discerning buyers who appreciate classic design and modern luxuries, the Market Square Kitchen delivers exceptional quality in one of Chester County's most pristine settings. Surrounded by preserved farmland and the private French Creek Golf Club, a masterpiece course designed by renowned architect Gil Hanse, the community offers unparalleled natural beauty and tranquility. Pre-designed to accommodate your timeline and customizable to your taste, inquire about the Market Square Kitchen today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
French Creek El SchoolGrades K-65.9 mi
4/10
7/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Shake
  • Construction materials: Frame,Masonry,Stick Built,Wood Siding

Other

  • Builder model: The Market Square Kitchen

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Forced Air,Geothermal,Electric
  • Cooling features: Geothermal,Electric

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403 0118
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Storage,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,472$77,664
Home Insurance *$286$3,432
Property Taxes $1,301$15,612
Electricity $224$2,692
Total$8,283$99,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,988/yr
40% on housing$248,490/yr
45% on housing$220,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$741This listing

vs Other Active Listings

Avg $/sqft

ZIP 19520$244
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19520$228
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$1,280,000
2012-03-23Listing removed$1,000,000
2011-06-18Price change$1,000,000
2011-02-25Price change$232,000
2011-02-16Price change$1,000,000
2011-02-13Price change$232,000
2011-02-12Price change$1,000,000
2011-02-10Price change$232,000
2011-02-08Price change$1,000,000
2011-02-07Listed for sale$232,000

New Construction

AgentKeith DeWalt
BrokerageStoltzfus Realtors

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