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786 Palmer Road #1F, Bronxville, NY, 10708

2beds
1baths
975sqft
$399,000
$409price/sqft
$2,988/moest. monthly cost
$119,520/yrincome needed

About This Home

Enjoy space, style, and a sense of home in this beautifully maintained and thoughtfully updated two-bedroom, one-bath corner co-op. Set within a park-like community, this bright residence combines classic character with comfortable, modern living. The foyer with hardwood floors and deep closet offering excellent storage leads into the spacious living room, where high ceilings, crown molding, and multiple exposures create an airy and inviting atmosphere. The corner primary bedroom enjoys two exposures and tranquil garden views, while the second bedroom is ideal as a guest room, home office, den, or creative space. The updated kitchen is designed for everyday living with dishwasher and ample cabinetry. A double customized closet system in the hallway offers exceptional, customized storage, helping keep everything neatly organized without sacrificing living space. Additional conveniences include on-site outdoor parking $35mo, waitlist for garage parking, $87.46mo and common laundry facilities within the building. Ideally located to Bronxville's vibrant shopping, dining scene and Metro North Station. Bright, spacious, stylish, and wonderfully located—this inviting two-bedroom co-op offers the perfect blend of comfort, character, and convenience.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
5/10
Roosevelt High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1940

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Crown Molding,Eat-in Kitchen,Entrance Foyer
  • Flooring: Tile,Wood
  • Common walls with other units/homes: 1 Common Wall,End Unit,No One Below

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None
  • Exclusions: Light Fixtures

Features

  • Levels: One

Parking

  • Parking features: Common
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$114$1,368
Property Taxes $611$7,332
Electricity $246$2,954
Total$2,988$35,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,445/yr
40% on housing$89,640/yr
45% on housing$79,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 10708$423
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10708$564
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$399,000
2021-03-02Sold$274,000
2020-12-11Pending sale$279,000
2020-11-30Listing removed$279,000
2020-09-25Price change$279,000
2020-06-15Price change$284,000
2020-06-11Listed for sale$294,000
2017-11-21Sold$251,250
2017-09-13Pending sale$255,000
2017-07-31Listed for sale$255,000
2013-06-14Sold$230,000
2013-05-31Listed for sale$244,900
2013-04-10Listing removed$244,900
2013-04-03Listed for sale$244,900
2013-01-10Listing removed$244,900
2012-07-10Price change$244,900
2011-11-09Price change$244,999
2011-09-20Listed for sale$259,500
2007-08-21Sold$227,000
2007-05-21Sold$318,000

For Sale by Agent

AgentJanine M. McQueeney
BrokerageDouglas Elliman Real Estate

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