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1501 Locust St APT 601, Saint Louis, MO, 63103

1beds
1baths
1,002sqft
$130,000
$130price/sqft
$926/moest. monthly cost
$37,040/yrincome needed

About This Home

Located on the 6th floor of the Terra Cotta Lofts, this spacious condo offers the best of downtown living in the heart of the vibrant Loft District. You’ll love the soaring ceilings and open-concept floor plan—ideal for entertaining or simply relaxing at home. A long gallery-style hallway provides the perfect space to display artwork, while large windows fill the home with natural light and frame impressive views of the City Museum complex. The kitchen features abundant cabinetry, stainless steel appliances, and a center island for additional prep and dining space. The primary bedroom includes a generous walk-in closet for ample storage, and the in-unit laundry offers a full-size stacked washer and dryer for added convenience. Neutral finishes throughout create a modern, move-in-ready feel. Enjoy sunsets and panoramic city views from the rooftop deck, complete with a community gas grill. Don’t miss the fully furnished community room on the 2nd floor—perfect for gatherings or events. This home includes one deeded parking space (#40) in the secure garage located at 1523 Locust Street #40, St. Louis, MO 63103 (separate annual property taxes: $175.28 in 2025; quarterly condo fee: $275, TAX ID # 0827-00-0514-0 ). Experience urban living at its best—close to restaurants, entertainment, sporting venues, and everything downtown St. Louis has to offer.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
2/10
1/10
Vashon High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1917

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: High-Rise-4+ Stories
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,002

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,002 sqft

Kitchen

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Living Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Parcel number: 08270000790
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: City

Lot

  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$17$204
Property Taxes $111$1,332
Electricity $141$1,693
Total$926$11,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,748/yr
40% on housing$27,780/yr
45% on housing$24,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 63103$76
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63103$164
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Price change$130,000
2025-10-11Listed for sale$140,000
2019-06-01Listing removed$1,000
2019-05-02Listed for rent$1,000
2011-02-10Listing removed$114,900
2011-02-07Price change$114,900
2011-01-27Listed for sale$119,900

For Sale by Agent

AgentMichael F Marvaso
BrokerageDielmann Sotheby's International Realty

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