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400 18th Street #G5, Vero Beach, FL, 32960

2beds
2baths
1,130sqft
$154,900
$137price/sqft
$1,138/moest. monthly cost
$45,520/yrincome needed

About This Home

Completely renovated and exquisitely furnished, with brand new (2026) air conditioning -- this 2nd floor turnkey 2/2 with 1130 sq ft features stone enhanced kitchen, all newer high end appliances modern fixtures, tiled floors, expansive dining area & open living room concept leads to sitting area/glass wall porch overlooking courtyard. Primary BR with full redone bath, large 2nd BR with upgraded full bath. Literally a designer's vision --in neutral and light tones --leather couches and specialty wall art & decor. A soothing tropical retreat, just minutes to beaches & shops. Oak Park Terrace is a 55+ community w/pool & tennis.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-83.4 mi
5/10
Vero Beach High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Other,Split Bedrooms
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 333901000560150000050
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$67$804
Property Taxes $91$1,092
Electricity $197$2,366
Total$1,138$13,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,017/yr
40% on housing$34,140/yr
45% on housing$30,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 32960$171
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32960$242
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$154,900
2025-10-26Price change$184,900
2024-09-23Pending sale$135,000
2024-09-20Sold$105,000
2024-08-30Contingent$135,000
2024-08-10Listed for sale$135,000
2024-07-26Contingent$135,000
2024-05-03Listed for sale$135,000
2012-12-27Sold$47,000
2012-11-13Price change$49,500
2012-03-07Price change$54,900
2011-11-05Price change$59,500
2011-10-26Listed for sale$64,900
2011-06-29Listing removed$64,900
2011-05-20Price change$64,900
2011-01-27Listed for sale$69,900

For Sale by Agent

AgentCarolyn E Mac Evoy
BrokerageMac Evoy Real Estate Co

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