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520 Gopher Ln, Marion, MT, 59925

4beds
3baths
3,360sqft
$749,900
$223price/sqft
$4,453/moest. monthly cost
$178,120/yrincome needed

About This Home

Montana acreage. No CCRs. Massive 40x50 shop. Income potential. This fully fenced ~4-acre property offers the freedom buyers are searching for. Upstairs features 2 bedrooms and 2 baths with comfortable living space, while the lower level includes a separate 2-bedroom, 1-bath apartment with private entrance, kitchen, and laundry — ideal for multi-generational living or rental income. Need space for equipment, toys, or business? The 40’ x 50’ shop with dual 12’ lean-tos delivers serious functionality. Land. Shop. Dual living. Privacy. This is the kind of setup buyers wait for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Marion SchoolGrades PK-60.8 mi
8/10
Marion 7-8Grades 7-80.8 mi
3/10
Flathead High SchoolGrades 9-1217.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,680

Heating

  • Heating features: Forced Air,Propane,Wood Stove

Interior Area

  • Total interior livable area: 3,360 sqft

Property

Details

  • Parcel number: 07383022103250000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Exterior features: Propane Tank - Owned
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 3.99 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Avalanche
Landslide
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance $231$2,772
Property Taxes $201$2,412
Electricity $230$2,768
Total$4,453$53,436

Income You'd Need if You Spent...

35% on housing$152,674/yr
40% on housing$133,590/yr
45% on housing$118,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 59925$306
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59925$408
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$824,500
2026-02-17Price change$849,000
2026-01-30Listed for sale$879,000
2023-05-31Sold--
2023-04-22Listed for sale$625,000

For Sale by Agent

AgentDenise Morken
BrokerageeXp Realty - Kalispell

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