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981 Carnegie Ave, Plainfield, NJ, 07060

5beds
2baths
8,455sqft
$565,000
$67price/sqft
$4,954/moest. monthly cost
$198,160/yrincome needed

About This Home

Getting Around

68
WalkingSomewhat Walkable
44
TransitSome Transit
55
BikeBikeable

Schools

3/10
3/10
Maxson Middle SchoolGrades 6-80.9 mi
1/10
Plainfield High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Imitation,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 8,455
  • Total interior livable area: 8,455 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2912008230000000190000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 65 x 130.10

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$211$2,532
Property Taxes $955$11,460
Electricity $932$11,184
Total$4,954$59,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,851/yr
40% on housing$148,620/yr
45% on housing$132,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$322
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$565,000
2026-07-19Listing removed$565,000
2026-07-12Listed for sale$565,000
2025-08-08Listing removed$525,000
2025-06-13Listed for sale$525,000
2025-06-06Listing removed$565,000
2025-04-11Listed for sale$565,000
2022-07-13Sold$450,000
2022-06-13Contingent$430,000
2022-05-20Listed for sale$430,000
2012-12-29Listing removed$169,000
2012-11-27Listed for sale$169,000
2012-07-13Listing removed$79,900
2012-07-01Price change$79,900
2012-06-01Listed for sale$120,000
2012-04-03Listing removed$80,000
2012-03-19Price change$80,000
2011-06-28Price change$120,000
2011-02-19Price change$140,000
2011-01-07Listed for sale$175,000

For Sale by Agent

AgentDora Omana
BrokerageColdwell Banker Realty

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