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1685 State Highway 206, Columbia Falls, MT, 59912

2beds
2baths
1,978sqft
$565,000
$286price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Country Living with Income Potential – No HOA! Escape to this charming, easy-care Montana property offering freedom, functionality, and stunning mountain views. Perfectly situated on 1.25 acres between Kalispell and Columbia Falls, this log-sided one level home features 2 bedrooms, 2 bathrooms, and a private dedicated office. Inside, the cozy layout is highlighted by warm wood accents, a gas heating stove, and a kitchen equipped with stainless steel appliances. Spacious primary bedroom opens to a deck, has a portable electric fireplace, walk-in closet, and 3/4 bathroom. Upgraded main bathroom has a walk-in jetted tub/shower sit-down combo unit installed with tile. Additional covered front, back and side decks. With highway frontage ensuring reliable year-round access and no restrictive covenants or HOA fees, the land is completely yours to enjoy. As a massive bonus, the property includes a detached garage with a half bathroom and a separate studio apartment above—the perfect setup for an instant rental income stream, possible short term rental, or private guest suite. Includes storage sheds, partial fencing and generator. Existing VA loan may be assumable. Apartment is leased through October 10, 2026 for $1100/mo includes water, internet, electricity. It is not metered separately. *Subject to tenant rights. 24 hour notice to show apartment. No records located 2 septic systems. Pre-approved buyers only, please. All information is from sources believed to be reliable & accurate but not warranted by Montana Brokers Real Estate. Due to recently passed legislation, property tax bills for current and prior years may not reflect the future tax burdens on non-owner-occupied residential properties. Information is subject to change without notice. All prospective purchasers & purchasers’ agents should check for accuracy regarding all statements contained herein to their own satisfaction.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Deer Park SchoolGrades PK-50.7 mi
--
Deer Park 7-8Grades 6-80.7 mi
3/10
Flathead High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Main Level Primary,Walk-In Closet(s),Additional Living Quarters
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Gas,Stove

Interior Area

  • Total interior livable area: 1,978 sqft

Property

Details

  • Parcel number: 07407916202050000
  • Zoning description: Scenic Cooridor
  • Special condition: Standard
  • Other equipment: Other

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 1.29 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance $127$1,524
Property Taxes $129$1,548
Electricity $151$1,812
Total$3,263$39,156

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 59912$424
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59912$357
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$565,000
2017-02-13Sold--

For Sale by Agent

AgentTeri Bjornrud
BrokerageMontana Brokers, Inc.

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