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405 Delrey Rd, Whitefish, MT, 59937

3beds
3baths
6,680sqft
$19,995,000
$2,993price/sqft
$116,572/moest. monthly cost
$4,662,880/yrincome needed

About This Home

Whitefish Lake Dream! Swift Eagle Ranch is one of the most extraordinary legacy offerings on Whitefish Lake. Spanning 35 acres with 550+ feet of pristine lake frontage, this property rests at the headwaters, capturing sweeping southern-facing views across the water. Swift Creek traces the property’s north and east edges, flowing toward a serene pebble beach and creating a calm lakeside setting. Lush, tree-lined meadows, spring-fed ponds, winding streams, and mature forested grounds shape a landscape that feels both private and timeless. The centerpiece of the property is an authentic Swedish cope log home, complemented by a beautifully renovated two-bedroom guest residence. Rich wood accents throughout the main home capture authentic Montana character and are highlighted by a spacious great room with a dramatic stone fireplace, an inviting island kitchen, and a generous dining area. The primary suite offers superior views of both the lake and creek, while the upper level includes two additional bedrooms. The newly updated guest home provides luxurious accommodations for family and friends. With a 10-bedroom sanitation allowance, the estate offers opportunities for future expansion or additional structures. Outdoor amenities include a deep-water mooring dock with electrical service and boat lift, an equestrian training arena in the meadow, and nearly half a mile of Swift Creek, a major tributary to Whitefish Lake, perfect for easy-access fly fishing. All just 20 minutes to downtown Whitefish, Whitefish Mountain Resort, and 40 minutes to Glacier Park International Airport, Swift Eagle Ranch embodies the ultimate Whitefish Lake retreat, an irreplaceable legacy property of unmatched scale, beauty, and privacy for future generations to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Whitefish Middle 5-8Grades 5-86.3 mi
8/10
Whitefish High SchoolGrades 9-126.8 mi
8/10
L A Muldown SchoolGrades PK-47.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Poured
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Additional Living Quarters
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 6,680 sqft

Property

Details

  • Parcel number: 07429205201150000
  • Zoning: See Remarks
  • Zoning description: SAG-10
  • Special condition: Standard

Features

  • Patio & porch: Front Porch,Patio
  • Exterior features: Dock
  • Fencing: Split Rail
  • Has view: Yes
  • View description: Lake,Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Lake,Navigable Water,Pond,Stream,Waterfront
  • Waterbody name: Whitefish Lake
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 35.64 Acres
  • Features: Meadow,Secluded,Sprinklers In Ground,Views,Level

Parking

  • Total spaces: 3
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $101,105$1,213,260
Home Insurance $4,467$53,604
Property Taxes $10,542$126,504
Electricity $458$5,504
Total$116,572$1,398,864

Income You'd Need if You Spent...

35% on housing$3,996,754/yr
40% on housing$3,497,160/yr
45% on housing$3,108,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,993This listing

vs Other Active Listings

Avg $/sqft

ZIP 59937$524
Flathead County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 59937$482
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$19,995,000
2026-03-16Listing removed$19,995,000
2025-12-01Listed for sale$19,995,000
2025-09-25Listing removed$26,500,000
2024-03-09Price change$26,500,000
2023-07-26Price change$31,500,000
2023-06-08Price change$35,000,000
2023-05-23Listed for sale$40,000,000
2023-03-29Listing removed--
2022-05-03Price change$40,000,000
2022-02-13Listed for sale$30,000,000
2021-01-19Listing removed--
2018-04-17Listed for sale$20,000,000

For Sale by Agent

AgentMatt L Buckmaster
BrokeragePureWest Real Estate - Whitefish

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