




81 Steamboat Trl, Gallatin Gateway, MT, 59730
About This Home
81 Steamboat Trail offers a thoughtful balance of architectural character, privacy, and open views across the Gallatin River basin toward the Gallatin Range and Porcupine Creek drainage. The home is distinguished by its craftsmanship, featuring historic structural beams salvaged from a Salt Lake City bridge and assembled using traditional dowel construction. These beams frame large-format windows that flood the living spaces with natural light and orient the home toward the landscape. A substantial stone fireplace anchors the main living area, complemented by hardwood floors and well-proportioned gathering spaces. A wide spiral staircase within the stone turret leads to a quiet reading landing and upper living areas, adding architectural depth and a sense of retreat. Each bedroom includes an ensuite bath and generous closet space. Multiple outdoor living spaces extend from the primary suite, main living areas, and upper entertainment level—positioned for privacy and views. The upper entertainment room features a full wet bar and direct access to an exterior terrace, creating a natural extension of the living space well suited for hosting. The layout balances openness with defined rooms, allowing the home to live comfortably at scale. A substantial, purpose-built workshop is a standout feature. Thoughtfully separated from the main residence, it offers exceptional flexibility for professional use, specialized projects, or storage—an uncommon asset in a property of this quality. Located within Porcupine Park, the property borders protected open space within a designated elk corridor that will remain undeveloped, preserving privacy and a lasting sense of openness. Lone Peak High School is located within one mile of the home, while Big Sky’s world-class skiing and resort amenities are just 15 minutes away. Bozeman Yellowstone International Airport and Yellowstone National Park are each approximately one hour from the front doorstep, offering a rare combination of seclusion, access, and long-term livability.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Asphalt,Shingle
- Construction materials: Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range,Refrigerator,Washer,Some Gas Appliances,Stove
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Wet Bar,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Hardwood,Partially Carpeted,Tile
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 4,138
Heating & Cooling
- Heating features: Forced Air,Propane,Radiant Floor
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 4,138
- Total interior livable area: 4,138 sqft
Property
Details
- Parcel number: RLF44974
- Zoning description: RCSF
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Mountain(s),River,Creek/Stream,Valley,Trees/Woods
- Has water view: Yes
- Water view: River,Creek/Stream
Lot
- Lot size: 3.57 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Avalanche
- Cold Wave
- Landslide
- Lightning
- Wildfire
- Earthquake
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,200 | $242,400 |
| Home Insurance | $701 | $8,412 |
| Property Taxes | $1,685 | $20,220 |
| Electricity | $284 | $3,409 |
| Total | $22,870 | $274,440 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-04 | Price change | $4,249,000 |
| 2025-12-23 | Listed for sale | $4,750,000 |
| 2013-12-06 | Sold | -- |
| 2013-03-13 | Sold | -- |
