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555 Oak Island Cir, Plant City, FL, 33565

2beds
2baths
1,324sqft
$54,777
$41price/sqft
$544/moest. monthly cost
$21,760/yrincome needed

About This Home

Welcome to your new Florida retreat! This is a great corner lot home on a quiet street that the current owners really cared for over the years. Lots of updates including new AC and ducts in 2024, new roof in 2020, all kitchen appliances and washer/dryer are 2022+, new shower in owner suite and new laminate flooring throughout most of the home. The large living area easily accommodates sofas, recliners and a big screen TV and connects directly to a 9' X 20' climate-controlled lanai. Kitchen is well appointed with plenty of counter space and cabinets and handy pass-through eating bar/dining area for quick meals or entertaining. The owner suite is spacious, with plenty of room for king/queen size bed and several dressers or chests. The en-suite bath has an updated shower, linen closet and large vanity. The guest bedroom is perfectly sized for the task and is adjacent to the guest bath. This home also has a laundry room with 2026 washer/dryer and additional cabinets for storage. The carport area is large and can easily accommodate 2 cars and the included golf cart. There are also two large sheds for all your gardening and storage needs. Other improvements include a new electrical panel and new ceiling fans throughout the home. A 4-point inspection was just completed prior to listing and no defects/issues were identified. This home is priced aggressively to sell quickly at $54,777 with a monthly lot lease of $853 (increasing to ~$990 ON 1/1/2027 for a new buyer) which covers your water, trash, sewer charges, property tax pass through plus all of the amenities at your access except for golfing privileges that can be purchased for a surprisingly low annual fee or low daily rate. This home is located in The Meadows @ CountryWood, a 55+ and PET FRIENDLY community. It offers an 18/27-hole golf course with many leagues and a friendly Pro Shop, 2 Tennis Courts and Tennis League, Shuffleboard Courts, 2 Clubhouses, 2 Swimming Pools, Saunas, Workout Gym and 2 Hot Tub Spas. The Meadows also offers numerous social activities including events such as dances, movie nights, bingo, breakfasts, dinners, etc. In addition, our new state of the art Baycare South Florida Hospital is just half mile down the street.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Knights Elementary SchoolGrades PK-52.6 mi
3/10
Marshall Middle SchoolGrades 6-82.6 mi
5/10
Plant City High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt,Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile
  • Finished area above ground: 1,324

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 853

Features

  • Stories: 1
  • Patio & porch: Enclosed Porch

Lot

  • Features: Corner

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $276$3,312
Home Insurance *$33$396
Property Taxes $38$456
Electricity $197$2,366
Total$544$6,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,651/yr
40% on housing$16,320/yr
45% on housing$14,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 33565$163
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33565$192
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$54,777
2014-03-27Listing removed$12,900
2014-02-23Pending sale$12,900
2014-01-14Price change$12,900
2013-12-28Listed for sale$15,000
2013-11-13Listing removed$15,900
2013-10-26Price change$15,900
2013-10-01Price change$16,900
2013-09-11Price change$17,900
2013-08-27Price change$18,900
2013-08-14Listed for sale$19,900
2012-03-28Listing removed$22,500
2011-05-06Listed for sale$22,500
2011-02-19Listing removed$28,000
2010-12-11Listed for sale$28,000

For Sale by Agent

AgentGlenn Garbowicz
BrokerageMcGrath Poppell & Company, Inc.

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