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505 Brazos Harbor Dr, Granbury, TX, 76048

1beds
1baths
399sqft
$350,000
$877price/sqft
$2,606/moest. monthly cost
$104,240/yrincome needed

About This Home

Enjoy waterfront living in this charming home situated on a quiet canal just off the main body of Lake Granbury, in one of the most sought after communities in Granbury. It is rare to find any property on the water in Texas under $400K, this is the one worth looking at. Whether your looking for a weekend retreat, a popular rental property, or a full-time residence, this one can fit any of those needs. With the HOA at $259-year and taxes at $2,600-year it is a very economical way of living. Also partially furnished on top of this. Conveniently located a short drive or walk to the famous Granbury Historical Square. The square offers a plethora of entertainment, dining, wineries, theaters, and of course shopping. Overall location is 25 minutes from Fort Worth area and 1 hour from the DFW Airport. This home is being sold fully furnished including full size washer-dryer, making it move-in or rental ready. The loft is large enough for twin beds for extra sleeping area for guests. The first floor bedroom holds a queen size bed with a wall full of closets. There is a full size metal cover that is 55' long and 18' wide over the entire home. This helps to keep the Texas sun off of the home making your living more comfortable. There is enough covered space on the entrance side to make a side porch if so desired. There are two entrances-exits overall, one is a single door on the covered side and the other is sliding glass doors onto the large porch that is 11'x10' overlooking the lake. A beautiful 100 year old tree is on the lakeside covering the grassy area in front of the home. Enjoy life on the water with a large covered 20x20 boat dock that has been decked over for additional outdoor living space, yet one half of it can easily be converted back to a boat slip if desired still keeping a sitting area on the dock. Check out the pictures. Look at the overall location. Move-in ready. It does not get any easier and more affordable than this to own a water front property.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Granbury Middle SchoolGrades 6-82.1 mi
6/10
Granbury High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Cathedral Ceiling(s),High Speed Internet,Loft,Open Floorplan,Cable TV,Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 399 sqft

Kitchen

  • Features: Built-in Features,Galley Kitchen,Pantry
  • Level: First
  • Dimensions: 9 x 11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Loft

  • Level: Second
  • Dimensions: 10 x 11

Master Bedroom

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 9 x 11

Other

  • Features: Built-in Features,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 5 x 6

Property

Details

  • Parcel number: R000036853
  • Exclusions: Table & lamp in LR,coffee bar,1 table set on dock,1 set on porch. TV and remaining furniture stay. Taking personal belongings and paddle boards.

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Awning(s),Rear Porch,Front Porch,Patio,See Remarks,Balcony,Covered,Deck
  • Exterior features: Awning(s),Balcony,Deck,Dock,Lighting,Private Entrance,Rain Gutters
  • Fencing: Fenced,Gate,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Canal Access,Lake Front,Waterfront

Lot

  • Lot size: 2,178 sqft
  • Features: Cul-De-Sac,Interior Lot,Few Trees,Waterfront,Retaining Wall

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Asphalt,Concrete,Covered,No Garage,Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$317$3,804
Property Taxes $282$3,384
Electricity $238$2,859
Total$2,606$31,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,348/yr
40% on housing$78,180/yr
45% on housing$69,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$877This listing

vs Other Active Listings

Avg $/sqft

ZIP 76048$155
Hood County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 76048$181
Hood County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$350,000
2026-07-01Listed for sale$379,000
2012-01-17Listing removed$800
2012-01-16Listed for rent$800
2011-08-24Listing removed$800
2011-08-18Listed for rent$800
2011-05-25Listing removed$800
2011-01-24Listed for rent$800

For Sale by Agent

AgentKaren Dougherty
BrokerageFathom Realty, LLC

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