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89 Red Rock Ct, Bozeman, MT, 59718

6beds
4baths
3,574sqft
$949,000
$266price/sqft
$5,551/moest. monthly cost
$222,040/yrincome needed

About This Home

This beautiful 6 bedroom, 4 bath home offers space, comfort, and a fantastic location close to shopping, restaurants, childcare and more. The main level features a spacious kitchen perfect for entertaining, a large pantry, oversized laundry room, a bedroom or office, and a welcoming living room with a cozy gas fireplace. Upstairs you'll find 2 additional bedrooms, a full bathroom, and the luxurious primary suite complete with a walk-in closet, tiled shower and separate soaking tub. The finished basement provides even more living space with egress windows, two additional bedrooms, a full bath and a large family room-perfect for gatherings, recreation, or a home theater. Enjoy modern comfort with a built-in audio system throughout the main floor, upstairs, and the patio, along with central air-conditioning and humidification for year-round comfort. Step outside to a spacious fenced yard with mature landscaping, offering plenty of room for outdoor living, gardening, or play. With its generous layout and convenient location, this home offers the perfect blend of comfort and accessibility.

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

8/10
Meadowlark ElementaryGrades PK-52.3 mi
8/10
Sacajawea Middle SchoolGrades 6-84.7 mi
--
Gallatin High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt
  • Construction materials: Lap Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Some Gas Appliances,Stove

Basement

  • Has basement: Yes
  • Basement: Bathroom,Bedroom,Egress Windows,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Window features: Window Coverings
  • Flooring: Laminate,Partially Carpeted,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,284

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,574
  • Total interior livable area: 3,574 sqft

Property

Details

  • Parcel number: RGG56847
  • Zoning description: R1
  • Special condition: None
  • Exclusions: Washer,dryer

Features

  • Levels: Multi/Split
  • Stories: 3
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Concrete Driveway,Landscaping
  • Fencing: Log Fence,Partial,Split Rail
  • Waterfront features: None

Lot

  • Lot size: 8,973 sqft
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Earthquake
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance $224$2,688
Property Taxes $284$3,408
Electricity $245$2,944
Total$5,551$66,612

Income You'd Need if You Spent...

35% on housing$190,320/yr
40% on housing$166,530/yr
45% on housing$148,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 59718$361
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59718$391
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$925,000
2026-04-22Price change$949,000
2026-03-05Listed for sale$959,000
2023-02-08Listing removed--
2022-09-27Sold--
2022-09-27Pending sale$869,000
2022-07-25Price change$869,000
2022-07-11Price change$899,000
2022-07-05Price change$929,000
2022-06-14Price change$945,000
2022-05-25Price change$998,000
2022-05-10Listed for sale$1,100,000

For Sale by Agent

AgentSky Cristadora
BrokerageKeller Williams Montana Realty

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