See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

102 N Church Ave, Bozeman, MT, 59715

2beds
2baths
2,280sqft
$2,999,950
$1,316price/sqft
$18,477/moest. monthly cost
$739,080/yrincome needed

About This Home

Step into one of Downtown Bozeman’s most iconic properties at 102 North Church. This landmark mixed-use building, originally built in 1889 and meticulously modernized in 2017, blends historic character with refined design and earned a Historic Preservation Award in 2018. The main level features a beautifully appointed executive office suite with four private offices, conference room, coffee bar, efficiency kitchen, and restroom. Upstairs, Loft503 is a fully furnished two-bedroom luxury residence with a strong history as a successful vacation rental and multiple pathways for continued use. Three private entrances provide exceptional flexibility, while outdoor spaces including patios, a fire pit, and curated landscaping enhance the experience. Located in the highly desirable B-3 zoning district, this is a rare live/work opportunity in the heart of downtown Bozeman. Contact listing agent for additional details on rental opportunities.

Getting Around

91
WalkingWalker's Paradise
29
TransitSome Transit
82
BikeVery Bikeable

Schools

9/10
Hawthorne SchoolGrades PK-50.1 mi
8/10
8/10
Bozeman High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Other

  • Builder name: Velocity

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main

Features

  • Wet Bar,Vaulted Ceiling(s),Window Treatments
  • Window features: Window Coverings
  • Finished area above ground: 2,280

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor
  • Cooling features: Varies by Unit,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Other

  • Level: Upper

Property

Details

  • Parcel number: RGH5507
  • Zoning description: B3
  • Special condition: None

Features

  • Levels: Other

Lot

  • Lot size: 3,484 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Lightning
Hail

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance $732$8,784
Property Taxes $2,420$29,040
Electricity $156$1,878
Total$18,477$221,724

Income You'd Need if You Spent...

35% on housing$633,497/yr
40% on housing$554,310/yr
45% on housing$492,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,316This listing

vs Other Active Listings

Avg $/sqft

ZIP 59715$598
Gallatin County$544

vs Homes Sold Last Month

Median $/sqft

ZIP 59715$436
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$2,999,950
2025-02-04Listing removed$3,150,000
2024-09-17Listed for sale$3,150,000

For Sale by Agent

AgentChelsea Stewart
BrokerageERA Landmark Real Estate

Similar Homes