606 Frank Rd, Belgrade, MT, 59714
About This Home
NO ZONING AND VERY LIGHT COVENANTS! Embrace panoramic mountain views and wide-open Montana living in this custom-built 4-bedroom, 3-bath home set on 4.5 usable acres. This property offers unobstructed views of the Bridger Mountains and sweeping vistas of the Spanish Peaks— just minutes from Bozeman. Enjoy true freedom and flexibility with very light covenants, water rights, and ample space for horses, a business venture, recreation, or gardening. Inside, large picture windows fill the home with natural light, seamlessly blending indoor comfort with the beauty of the surrounding landscape. The open floor plan features rich custom wood flooring, adding warmth and character throughout the main living areas. Step outside to enjoy mature landscaping and a vibrant wildflower garden, creating a picturesque setting for outdoor living. A detached shop/workshop offers exceptional versatility—ideal for storage, hobbies, or future ADU potential. Discover the perfect balance of privacy, views, and proximity to Bozeman—a true Montana lifestyle retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Asphalt,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer,Some Gas Appliances,Stove
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Vaulted Ceiling(s),Window Treatments
- Window features: Window Coverings
- Flooring: Hardwood,Partially Carpeted,Tile
- Finished area above ground: 2,754
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,754
- Total interior livable area: 2,754 sqft
Property
Details
- Parcel number: RFF15676
- Zoning description: None/Unknown
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Concrete Driveway,Gravel Driveway,Sprinkler/Irrigation,Landscaping
- Fencing: Perimeter
- Has view: Yes
- View description: Farmland,Meadow,Mountain(s),Rural
Lot
- Lot size: 4.48 Acres
- Features: Lawn,Landscaped,Sprinklers In Ground
Parking
- Total spaces: 3
- Parking features: Attached,Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance | $396 | $4,752 |
| Property Taxes | $393 | $4,716 |
| Electricity | $189 | $2,269 |
| Total | $7,040 | $84,480 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-12 | Price change | $1,299,000 |
| 2025-10-25 | Listed for sale | $1,399,000 |
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