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646 Hulbert Rd W, Bozeman, MT, 59718

5beds
5baths
4,553sqft
$2,550,000
$560price/sqft
$14,716/moest. monthly cost
$588,640/yrincome needed

About This Home

Beautiful modern farmhouse on 3.3 acres with breathtaking views of neighboring farmland in a land trust—ensuring those wide-open vistas are here to stay. The stunning, professionally landscaped yard creates a true outdoor oasis, complete with an awesome patio perfect for long summer evenings, plus a basketball and pickleball court for added fun. This spacious 5-bedroom home features a large downstairs bonus area, offering plenty of room for family, guests, and entertaining. Expansive windows throughout bring in abundant natural light, enhancing the warm and inviting feel of the home. Pre-inspected for peace of mind. Enjoy the above-ground pool and hot tub, along with the convenience of RV hookups. The shop is a dream setup—ideal for home businesses, hobbies, storage, or future expansion—with ADU potential already in place. Minimal covenants and a rare combination of privacy, functionality, and lifestyle—properties like this don’t come along often. A must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

10/10
5/10
Belgrade Middle SchoolGrades 5-84.9 mi
6/10
Belgrade High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bathroom,Egress Windows,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area above ground: 3,545

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,553
  • Total interior livable area: 4,553 sqft

Property

Details

  • Parcel number: RFF24677
  • Zoning description: RR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Concrete Driveway,Garden,Landscaping
  • Fencing: Perimeter
  • Has view: Yes
  • View description: Farmland,Mountain(s),Rural,Southern Exposure

Lot

  • Lot size: 3.30 Acres
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance $604$7,248
Property Taxes $906$10,872
Electricity $312$3,751
Total$14,716$176,592

Income You'd Need if You Spent...

35% on housing$504,548/yr
40% on housing$441,480/yr
45% on housing$392,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 59718$358
Gallatin County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 59718$391
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$2,750,000

For Sale by Agent

AgentAmy Free
BrokerageTriple Creek Realty of Big Sky

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